License Name
Gaming Commission of Ghana Gaming Licence
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Issuing Country/Region
Ghana
Regulatory Body
Gaming Commission of Ghana
Types of Regulated Games
Casino, sports betting (land-based and online), route operations, promotional games, interactive/mobile games
Market Coverage
Local
Regulator's Reputation
Good
Legal Entity Requirements
Registration as a private limited liability company in Ghana; company must be partly or wholly Ghanaian owned
Minimum Share Capital
US$2,500,000 (Casino), US$2,000,000 (Sports Betting), US$1,500,000 (Route Operation)
Directors and Shareholders Requirements
At least one director resident in Ghana; criminal clearance for all directors; Ghanaian citizen must hold minimum 10% of shares for sports betting companies
Anti-Money Laundering (AML) Requirements
Completion of AML forms and background checks through state security agencies; directors vetted by Bureau of National Investigations (BNI) and Criminal Investigation Department (CID)
Data Protection Requirements
Registration with Ghana Data Protection Commission required to collect and process personal data
Reporting Requirements
Tax clearance certificate and regular financial records required; regulator has access to financial records and accounts
Audit Requirements
Subject to checks by regulators and the Ghana Revenue Authority
Software Certification Requirements
No specific software lab certification requirement published; technical and security standards must be met
RNG Certification
Not specifically detailed in published legal requirements
Payment System Requirements
Not specifically detailed in published legal requirements
Server Location Requirements
Not specifically detailed in published legal requirements
Domain Name Requirements
Not specifically detailed in published legal requirements
Language Support Requirements
Not specifically detailed in published legal requirements
Currency Support Requirements
Ghanaian cedi (GHS) required
Legal Compliance Costs
Initial legal/regulatory filings plus annual fees; legal and professional support advisable
Background Checks
Mandatory vetting for directors and key personnel via national and, if foreign, international security agencies
License Scope Restrictions
Gaming activities limited to types specified on license issued; other forms require separate licenses
Jurisdictional Tax Compliance
Must be registered with Ghana Revenue Authority; pay relevant corporate/gaming taxes; withhold taxes on player winnings
Player Data Storage Requirements
Compliance with Ghana Data Protection Commission rules
Cross-Border Operations
License covers Ghana; additional local license required for activity in other countries
License Application Transparency
Detailed submission including business proposal, financial plan, shareholder agreements, technical details
Regulatory Contact Point
Gaming Commission of Ghana; specific compliance staff may be designated upon licensing
Compliance Officer Requirement
Not explicitly required in published law but company structure and responsible personnel must be documented
Local Partnership Requirements
Minimum 10% Ghanaian shareholding for sports betting licenses; local director required
Legal Dispute Resolution
Subject to Ghanaian law and courts under Gaming Act, 2006 (Act 721)
License Transferability
A Gaming Licence may not be transferred to another entity
Sub-Licensing Rules
Not permitted under published rules
License Cost
US$50,000 (Casino), US$40,000 (Sports Betting), US$30,000 (Route Operation)
Annual Fees
Casino: US$25,000 renewal + US$15,000 operation; Sports Betting: US$20,000 renewal + US$15,000 operation; Route Operation: similar structure
Income Taxes
Companies must pay relevant Ghana taxes on gaming income
Player Winnings Taxes
Withholding tax on player winnings required
Financial Guarantees
Company must prove financial capability and maintain required minimum capital
Liquidity Requirements
Minimum stated capital maintained as cash or cash equivalent
Financial Reporting Requirements
Submission of financial plans, projection, tax certificates; regulator may demand ongoing reports
Application Processing Time
Not guaranteed; subject to regulatory process following submission and vetting
Required Documents
Certificate of incorporation, business proposal, tax certificates, financial and marketing plan, shareholder agreements, technical and operational details, director profiles
Business Plan Requirements
Detailed 5-year business and financial plans part of application
Internal Policy Requirements
AML policy, responsible gaming policy, KYC policy required
Testing Requirements
Not explicitly published; technical and operational due diligence may be performed
Certification Requirements
No lab or ISO certification publicly mandated; operational standards enforced by regulator
Staff Qualifications
Director CVs and criminal clearance required
Physical Office Requirements
Company must have a registered, identifiable office in Ghana
Local Representative Requirements
At least one Ghana-resident director required
Marketing Restrictions
Regulations on responsible gambling advertising; no targeting minors or vulnerable persons; responsible gambling messaging required
Responsible Gaming Measures
Responsible gaming messaging and protections required by regulator
Self-Exclusion System
Self-exclusion policies must be documented in proposal
Age Verification Procedures
Operators must prevent underage gambling as enforced by regulator
KYC Procedures
Customer identification, due diligence and monitoring per AML guidelines
Customer Support Standards
Not explicitly regulated but responsible operator conduct and complaint handling reviewed
Complaint Handling Procedures
Must detail complaint mechanism and provide records to regulator
Player Funds Protection
Company must demonstrate financial capabilities; explicit segregation not detailed in published law
Payout Timelines
Not specified in law; subject to terms published for consumers
Bonus and Promotion Regulations
Operator’s code of practice and prize structure to be detailed; subject to regulator’s approval
Permitted Games List
Application must specify types of games; regulator approves permitted activities
Betting Limits
Minimum/maximum betting limits not explicitly dictated in published law
RTP Requirements
Not specified in public legal requirements
Jackpot Regulations
Prize structures must be documented and approved; specific jackpot regulation not published
Live Game Requirements
Not specifically addressed; may form part of application for interactive/remote licenses
Mobile App Compliance
Not specifically addressed; technical standards and security apply
Affiliate Program Rules
Not specifically regulated in published materials
Security Standards
Platform security and operational standards required; regulator monitors compliance
Encryption Requirements
Security of personal and financial data mandated; specific technical standards not published
Backup Requirements
Not specified in published law
Monitoring Systems
Regulator may require records and log access for oversight; monitoring is part of due diligence
Operation Logging
Company records must be available for regulatory inspection
Anti-Fraud Systems
Regulator monitors compliance and fair gaming; licensees required to prevent fraud
API Integration Standards
Not specified in published law
Hosting Requirements
Not specified in law; regulator may set additional operational conditions
CDN Usage
Not specified in law
Scalability Requirements
Not specified in published law
Uptime Requirements
Not specified in published law
Technical Support Availability
Not specified in law; licensee’s complaint handling and support practices reviewed by regulator
License Duration
1 year (renewable annually)
Renewal Procedure
Application for renewal including updated documents and payment of annual fees
Penalties for Non-Compliance
Revocation, suspension of license, and fines for violations; regulator publishes disciplinary actions
Ownership Change Rules
Change in ownership/shareholding requires regulator notification and fit-and-proper review
Mergers and Acquisitions Rules
Not specifically detailed in published law, regulator approval required for change of control
Subcontractor Regulations
Licensee responsible for third-party suppliers; not explicitly detailed, but regulator may demand information
Branding Requirements
Registered service mark or logo with Registrar of Companies required
Intellectual Property Protection
Legal use of registered trademarks and service marks enforced
Dispute Arbitration
Disputes handled under Ghanaian law and courts
Insurance Requirements
Not specified in published law
Charity Contributions
Not specified in published law
Staff Training Requirements
Not specified in published law; operational responsibility of licensee
Innovation Support
Not specified in published law
Sustainability Initiatives
Not specified in published law
Accessibility Standards
Not specified in published law
Multilingual Support
Not specified in published law
Cryptocurrency Support
Not specified in published law
Esports Betting Regulations
Not specifically addressed in Gaming Act/public regulations
Fantasy Sports Regulations
Not specifically addressed in Gaming Act/public regulations
Official Address
31 Fifth Circular Road, Cantonments, Accra, Ghana
Postal Address
PMB 195, KIA, Accra, Ghana
Work Hours
Monday to Friday, 08:30 - 17:00
Regional Offices
Central/Western: Flat GF3, House No. 27/6, Adom City - Kasoa, +233 025 796 2405; Ashanti: 403 Kwabena Darko Avenue, Atinga Junction, Ahodwo - Kumasi, +233 025 796 2410; Northern: Block No. 45A, Gumani New Road, Tamale, +233 025 796 2426
Facebook URL
https://www.facebook.com/gamingcommissionofghana
Departments
Licensing, Compliance and Monitoring, Enforcement, Legal, Finance and Administration, Public Affairs
FAQ Question 1
What is Gaming Commission of Ghana Gaming Licence?
FAQ Answer 1
The Gaming Commission of Ghana Gaming Licence is a legal authorization issued by the Gaming Commission of Ghana under the Gaming Act, 2006 (Act 721) for operators to conduct casino, sports betting, and other gaming activities in Ghana
FAQ Question 2
Which jurisdiction issues Gaming Commission of Ghana Gaming Licence?
FAQ Answer 2
The license is issued in Ghana by the Gaming Commission of Ghana
FAQ Question 3
What is the cost of obtaining Gaming Commission of Ghana Gaming Licence?
FAQ Answer 3
Casino license: US$50,000; Sports betting license: US$40,000; Route operation license: US$30,000; plus annual renewal and operational fees
FAQ Question 4
What are the main requirements for Gaming Commission of Ghana Gaming Licence?
FAQ Answer 4
Applicants must register as a limited liability company, have an identifiable office in Ghana, minimum stated capital (US$2M for sports betting), Ghanaian ownership participation, tax and criminal clearance for directors, submission of business and financial plans, and pass fit-and-proper vetting by regulators and law enforcement agencies