License Name
Swedish Gambling Permit (Online Betting, Casino, Lotteries)
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Issuing Country/Region
Sweden
Regulatory Body
Spelinspektionen (Swedish Gambling Authority)
Types of Regulated Games
Online casino, sports betting, lotteries, bingo, slots, poker
Market Coverage
Local
Regulator's Reputation
Excellent
Legal Entity Requirements
EU/EEA company registration required or in a country with adequate information-sharing agreements
Minimum Share Capital
No specific statutory minimum disclosed for online operators
Directors and Shareholders Requirements
All executives and board members subject to background checks; no local residency requirement
Anti-Money Laundering (AML) Requirements
Robust AML procedures and regular reporting mandated
Data Protection Requirements
GDPR compliance required, strict protocols, and regulator access to player data
Reporting Requirements
Quarterly and annual reports to regulator
Audit Requirements
Regular financial audits required
Software Certification Requirements
Gaming software must be certified by approved bodies
RNG Certification
Required for games using random number generators
Payment System Requirements
Certified payment providers, prohibition on offering player credit
Server Location Requirements
Data hosting must be in Sweden or remotely accessible to regulator
Domain Name Requirements
No explicit restriction; local domains favored
Language Support Requirements
Swedish mandatory, English recommended
Currency Support Requirements
SEK (Swedish krona) mandatory
Legal Compliance Costs
Legal services typically SEK 100,000–300,000+ per year (general industry estimates; varies by complexity)
Background Checks
Executives and board members; checks on reputation, criminal records, integrity
License Scope Restrictions
Bonuses limited to new player’s first deposit; no additional inducements allowed
Jurisdictional Tax Compliance
Must pay Swedish gambling tax on local player GGR
Player Data Storage Requirements
GDPR-compliant, regulator access required
Cross-Border Operations
Service to Sweden-only, must not target other markets without local license
License Application Transparency
Detailed application including corporate, technical, and compliance disclosures; rigorous review
Regulatory Contact Point
Designated compliance contact required per license
Compliance Officer Requirement
Appoint responsible gaming and AML officers
Legal Dispute Resolution
Swedish courts have jurisdiction; regulator mediation also used
License Transferability
Not transferable without regulator approval
Sub-Licensing Rules
Not permitted
License Cost
SEK 400,000–700,000 (approx. €36,000–63,000), depending on license type and scale
Annual Fees
SEK 264,000 (€23,760) for online gambling/betting license; higher tiers possible for high turnover operators
Income Taxes
18% tax on gross gaming revenue (GGR)
Player Winnings Taxes
No withholding tax on player winnings; players pay no tax on licensed operator winnings
Financial Guarantees
Applicant must demonstrate financial stability; minimum liquidity standards enforced
Liquidity Requirements
Ongoing solvency and liquidity checks
Financial Reporting Requirements
Quarterly and annual financial/statistical reports; regulator may request additional data
Application Processing Time
Typically 3–6 months; up to 12 months for complex cases
Required Documents
Corporate registration, finances, business plan, executive backgrounds, platform specifications, internal controls
Business Plan Requirements
Mandatory submission detailing market approach, operations, compliance, and responsible gaming
Internal Policy Requirements
AML, KYC, responsible gaming, and data protection policies mandatory
Testing Requirements
Platform and software testing by accredited laboratories
Certification Requirements
All platform software, RNGs, and integrations must be approved by certified bodies
Staff Qualifications
Key personnel must demonstrate integrity and relevant experience; subject to background checks
Physical Office Requirements
No physical Swedish office required for online operators
Local Representative Requirements
Non-EU/EEA operators must appoint a Swedish representative
Marketing Restrictions
Strict rules; may not target minors, self-excluded, or at-risk individuals; factual advertising only
Responsible Gaming Measures
Tools for deposit limits, reality checks, self-exclusion, mandatory action plans for responsible gambling
Self-Exclusion System
Mandatory connection to Spelpaus.se national self-exclusion registry
Age Verification Procedures
Below 18 prohibited for gambling, below 20 for casino entry; robust ID/KYC checks required
KYC Procedures
Comprehensive customer identification, ongoing monitoring, and enhanced due diligence as needed
Customer Support Standards
Swedish support required during business hours; extended access recommended
Complaint Handling Procedures
Operators must have clear complaints processes; regulator may mediate disputes
Player Funds Protection
Segregation of player funds from operational funds required
Payout Timelines
Standard prompt payout rules; must inform players of withdrawal policy
Bonus and Promotion Regulations
Only one welcome bonus per player allowed, other ongoing offers not permitted
Permitted Games List
All standard casino, betting, lottery, and skill-based games; specifics regulated by license type
Betting Limits
Operator-set with responsible gaming constraints; regulator may impose limits if required
RTP Requirements
Operators must disclose and use certified RTPs for games as specified by regulation
Jackpot Regulations
Progressive jackpots permitted; must have clear liability policies
Live Game Requirements
Allowed if compliant with certified software and Swedish regulations
Mobile App Compliance
Mobile and desktop must meet same standards
Affiliate Program Rules
Permitted if affiliates registered with regulator and comply with advertising rules
Security Standards
High; gaming platforms must use approved security frameworks; ISO 27001 recommended
Encryption Requirements
SSL/TLS encryption mandatory for player data
Backup Requirements
Regular, secure backups of all gaming data
Monitoring Systems
Platforms must enable regulator access for monitoring and reporting
Operation Logging
Detailed, tamper-proof logging required for all gaming and financial operations
Anti-Fraud Systems
Real-time fraud prevention systems required
API Integration Standards
Secure, regulator-approved APIs for integrations
Hosting Requirements
Swedish/EU hosting or remote regulator access
CDN Usage
Permitted; must not compromise player data security
Scalability Requirements
Must support anticipated player volume and growth
Uptime Requirements
Minimum 99% uptime with planned outage reporting
Technical Support Availability
24/7 technical support for platform required
License Duration
Up to 5 years
Renewal Procedure
Renewal application with updated documentation and fee before license expiry; must maintain ongoing compliance
Penalties for Non-Compliance
Fines up to tens of millions of SEK; potential suspension or license loss
Ownership Change Rules
Regulatory notification and approval required for material ownership changes
Mergers and Acquisitions Rules
Pre-review by regulator for corporate restructuring
Subcontractor Regulations
Significant subcontractors must be disclosed and approved
Branding Requirements
Use of Spelinspektionen logo and responsible gaming badges per guidelines
Intellectual Property Protection
Operators responsible for licensing of gaming software/content
Dispute Arbitration
Operators must offer recourse for player disputes; regulator mediation available
Insurance Requirements
No specific requirements for online operators
Charity Contributions
Not mandatory unless operating charitable lotteries
Staff Training Requirements
Regular training on compliance and responsible gambling for all staff
Innovation Support
No dedicated support for AI/blockchain, but innovation welcomed within compliance standards
Sustainability Initiatives
No specific requirements
Accessibility Standards
Operators encouraged to meet web accessibility best practices
Multilingual Support
Swedish required; English and others optional
Cryptocurrency Support
Not permitted under current regulation
Esports Betting Regulations
Allowed; licensed under betting license
Fantasy Sports Regulations
Licensed if regarded as betting; specific rules may apply
Official Address
Spelinspektionen, Norra Promenaden 106, 601 73 Norrköping, Sweden
Online Application Portal
https://www.spelinspektionen.se/en/license/license-applicants/
Work Hours
Monday–Friday, 8:00–16:30
Facebook URL
https://www.facebook.com/spelinspektionen
Twitter/X URL
https://twitter.com/spelinspektion
YouTube URL
https://www.youtube.com/channel/UC4vJ9hyQmTx6BDdqNm0CLzw
Departments
Licensing, Supervision, Enforcement, Legal, Technical, Responsible Gambling
FAQ Question 1
What is the Swedish Gambling Permit?
FAQ Answer 1
The Swedish Gambling Permit authorizes operators to offer online and land-based gambling services including sports betting, casino games, lotteries, and other gaming activities within Sweden. It aims to ensure that gambling is conducted responsibly, safely, and fairly under Swedish law.
FAQ Question 2
Which jurisdiction issues the Swedish Gambling Permit?
FAQ Answer 2
This permit is issued by Spelinspektionen, the Swedish Gambling Authority responsible for regulating and supervising gambling activities in Sweden.
FAQ Question 3
What is the cost of obtaining the Swedish Gambling Permit?
FAQ Answer 3
Application fees vary depending on the type of gambling activity, generally starting from SEK 100,000 (approximately €9,000). Annual fees are also based on gross gaming revenue, with taxes set at 18% for online gambling. Additional costs include compliance, certification, and reporting fees.
FAQ Question 4
What are the main requirements for the Swedish Gambling Permit?
FAQ Answer 4
Key requirements include establishing a legal entity in Sweden or the EU/EEA, passing background checks for owners and key personnel, implementing certified gaming software, adhering to responsible gambling practices, complying with anti-money laundering regulations, and submitting regular reports to Spelinspektionen. Operators must also participate in the national self-exclusion system (Spelpaus).