What is the official website of the payment service?
https://www.axisbank.com
https://www.axisbank.com
Client support contacts are on the “Contact Us” page in the website footer or in the mobile app support section.
1860-419-5555
Axis Bank does not offer a fully toll-free customer support number; calls to 1860-419-5555 are charged at local rates.
Yes, Axis Bank provides separate emails for corporate, NRI, and loan-related inquiries, listed on their website.
Online chat is available via Axis Bank’s website and within their mobile application during specified hours.
Chat support is typically available during regular business hours, but specific timings vary by service and channel.
WhatsApp Banking is supported at +91 7036165000; no support via Telegram is documented.
Customer support usually operates 8am to 8pm IST Monday to Saturday; chat and WhatsApp may vary.
Phone and WhatsApp support work on Saturdays, but not generally on national holidays and Sundays.
Axis Bank maintains regional offices and local branches for in-person service across India.
Head office is at Axis House, Wadia International Centre, Mumbai. Branch addresses are listed on the website branch locator.
Appointments can be scheduled via the branch locator online or by contacting specific branches directly.
Axis Bank has overseas branches in Dubai, Abu Dhabi, Hong Kong, Singapore, but limited representative offices elsewhere.
Customer support is available in English, Hindi, and major Indian regional languages.
Response times vary: phone typically answers within minutes, while email responses may take up to 48 hours.
Yes, Axis Bank offers priority support and Relationship Manager services for Premium and Wealth clients.
Callback options are available for select services and must be scheduled through website forms or contact center.
Axis Bank was established in 1993 and began operations in April 1994.
Axis Bank’s founder is Dr. Manmohan Singh. Ownership is publicly traded with institutional, government, and private investors.
Axis Bank began as UTI Bank in 1993, rebranded as Axis Bank in 2007, expanding into retail and digital banking over the years.
The service rebranded from UTI Bank to Axis Bank in July 2007 and has updated its digital platforms frequently.
The board includes Mr. Amitabh Chaudhry (MD & CEO) and other executive and non-executive directors, detailed on the bank’s website.
Investors comprise mutual funds, FIIs, DIIs, and government institutions; Axis Bank partners with Vistara, Google Pay, and Mastercard.
Yes, Axis Bank is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE).
Axis Bank’s market capitalization as of August 2025 is around ₹3.5 trillion ($42 billion).
Subsidiaries include Axis Securities, Axis Finance, Axis Mutual Fund, and Axis Capital among others.
Axis Bank holds RBI banking licenses and complies with the Payment and Settlement Systems Act and other financial regulations.
Officially operates in India, with select international branches in Singapore, Hong Kong, UAE, and UK.
Axis Bank does not publicly hold cryptocurrency operation licenses or offer crypto services.
Yes, Axis Bank enforces robust AML/KYC policies in line with RBI and international standards.
Axis Bank complies with PCI DSS for card payments and holds multiple cybersecurity certifications.
Regular security audits are conducted internally and by third-party cybersecurity firms as per regulatory norms.
Customer deposits are insured by the Deposit Insurance and Credit Guarantee Corporation up to INR500,000 per account.
Axis Bank complies with ISO 27001, PCI DSS, and major global banking standards.
Like other large banks, Axis Bank has occasionally faced minor RBI penalties, but no major violations have been documented.
Real reviews are available on Google, Trustpilot, Mouthshut, and app stores.
Customers often complain about delays in service, ATM fees, documentation issues, and mobile app glitches.
Users praise the bank’s digital banking innovation, wide ATM/branch network, and responsive relationship managers.
Some users report delayed fund withdrawals at certain branches or during system upgrades, but these are typically resolved quickly.
The Axis Bank app and website are generally rated as user-friendly, though some users note occasional navigation lag.
Most customers rate transaction speed favorably for digital payments and card transactions; some delays occur with interbank transfers.
Most users recommend Axis Bank for its comprehensive product range and solid security features.
Experts consider Axis Bank’s infrastructure reliable, secure, and compliant with industry norms.
Axis Bank has won awards for digital banking, payments innovation, and customer service in India and APAC.
Regularly ranks among India’s top private banks in payment system industry rankings.
RBI and authorities periodically cite Axis Bank’s compliance as a model for industry standards.
Partners view Axis Bank as trustworthy, innovative, and a preferred payment solution provider.
Axis Bank is considered a leader in payment modernization, mobile banking, and integration with fintech.
The bank has ISO 9001 and 27001 certifications for quality and information security.
Axis Bank actively participates and speaks at major industry conferences such as NASSCOM and CII events.
Axis Bank positions itself as a technology-driven universal bank focused on digital payments, retail, and business clients.
Indian Rupee (INR); select international exchange services for USD, EUR, GBP, SGD at foreign branches.
Axis Bank does not directly support cryptocurrency deposits, withdrawals, or trading.
Axis Bank does not have a native cryptocurrency or digital payment token.
Foreign currency conversion is offered for specific account holders and international payments.
Axis Bank uses interbank exchange rates, adjusted for margins; rates are posted online and in branches.
Exchange rates are updated multiple times daily to reflect global currency markets.
Stablecoins are not supported for transfers, deposits, or payments.
Select branches handle certain exotic currencies for international remittance and travel services.
Currency restrictions are based on RBI and host country regulations, especially for rupee and foreign currency transactions.
Supports NEFT, RTGS, IMPS, UPI, SWIFT, and in-branch transfers between accounts and to external banks.
Account-to-account transfers between Axis Bank users are supported and typically instant.
Direct bank card-to-card transfers are limited; UPI or IMPS is typically used for such purposes.
Yes, money can be sent to domestic and international bank accounts via NEFT, RTGS, IMPS, and SWIFT.
Bill payment for utilities, credit cards, insurance, and tax is supported via the website, app, and ATMs.
Standing instructions and auto-debit recurring payment features are available.
Automatic scheduled transfers can be configured online via standing instructions and app features.
Scheduled payment options are available for bills and transfers through the app and internet banking.
Group payments and bill splitting are available via UPI-compatible services in the Axis Bank app.
Payment link generation is enabled via the merchant solutions and the business banking platform.
Minimum amounts typically start at ₹1; some transactions (NEFT, RTGS) have higher minimums set by the bank.
Maximum limits depend on the transfer type: up to ₹2 lakh for IMPS, ₹10 lakh for NEFT/RTGS as per RBI guidelines.
Daily limits apply for UPI (up to ₹1 lakh), IMPS, and ATM cash withdrawals, variable by account and user verification status.
Monthly and annual limits vary by account type, with caps set by both Axis Bank and regulatory authorities.
Limit increase requests are processed through branch visits or via digital channels, subject to enhanced KYC.
Verified users enjoy higher transaction limits and expanded features, while unverified users have strict caps.
New accounts often have lower transaction limits and restricted features pending full KYC and activation.
International usage limits and specific transaction caps apply per host country and local regulations.
Operations may be blocked if suspicious activity or regulatory triggers are detected; unblocking typically requires verification.
Daily operation count limitations apply, especially for high-risk or large-value transactions.
Minimum funding starts at ₹100 for most accounts; amounts vary for specific deposit products.
Supported methods include cash deposit, cheque, online transfer, NEFT, IMPS, UPI, SWIFT, net banking, and debit cards.
Most funding methods are free for Axis Bank accounts; fees may apply for certain cross-bank or card transactions.
Minimum funding amounts depend on account type, usually ₹100 for savings; higher for term or business accounts.
Funds are credited instantly or within a few hours for digital transfers; cheques and some deposits may take 1–2 days.
Withdrawals can be made by ATM, branch counter, NEFT/RTGS/IMPS, cheque, or other supported channels.
Cash withdrawal at Axis Bank ATMs is free up to monthly limits; fees apply for cross-bank ATM usage and international withdrawals.
ATM and branch withdrawals are instant; NEFT/RTGS up to a few hours; international withdrawals may take 1–3 business days.
ATM cash withdrawal limit is typically ₹40,000–₹1 lakh per day; digital transaction limits as per RBI and Axis Bank policies.
Card-based funding is typically instant or within a few minutes.
NEFT typically settles in 2 hours, IMPS/UPI is instant, RTGS is near real-time, SWIFT international up to 3 days.
Axis Bank does not offer cryptocurrency transfer functionality.
Internal Axis Bank and UPI-based transfers are instant for most users.
IMPS, UPI, and ATM are usually instant on weekends; NEFT and other banking systems may have delays.
Transaction processing may be delayed for NEFT and some operations during bank holidays.
Express processing is not typically available for deposits; instant methods (IMPS/UPI) suffice for most users.
Funding speed depends on payment channel, banking holidays, regulatory checks, and transfer type.
Axis Bank provides SMS, email, and app notifications about deposit and funding statuses.
Contact customer support, check transaction status online, and if unresolved, file a service request through the app or branch.
Withdrawal requests are processed instantly for ATM and digital channels; cheques and branch may take longer.
ATM card withdrawals are instant; over-the-counter debit card withdrawals typically take just a few minutes.
Most domestic transfers (IMPS/UPI) are instant; NEFT and RTGS within hours, SWIFT up to 3 working days.
Axis Bank does not process cryptocurrency withdrawals.
Some NEFT/RTGS/branch withdrawals processed on weekends may be delayed due to banking hours.
Withdrawals may be delayed over public holidays for non-instant methods.
No paid express withdrawal service; instant options available for most digital transactions.
Factors include transaction type, time of request, verification status, and public holidays.
SMS, email, and app notifications are sent for withdrawals and status updates.
Withdrawal cancellation is possible only if the request is pending and before processing; otherwise, contact support for further help.
Register via Axis Bank branch, website, or mobile app with personal, identification, and financial details.
Requires full name, address, government-issued ID, PAN card, phone number, email, and photograph.
Email is not mandatory for basic accounts but recommended for online and digital services.
Yes, phone confirmation with OTP is required for most Axis Bank digital registrations.
Minimum age for personal accounts is 18 years; minors can open with guardian’s consent.
Business and corporate accounts are available with additional documentation, company registration, and authorized signatory details.
Real and verifiable information is required to comply with KYC and regulatory norms.
Only Indian residents and select NRIs are eligible; restrictions apply for foreigners without proper documentation.
Account activation typically takes 1–2 working days after KYC verification and initial deposit.
Multiple tiers: basic (min KYC), full (complete KYC), premium accounts with enhanced documentation.
Passport-sized photo, government ID (Aadhaar, PAN), proof of address.
Full KYC requires ID, address proof, PAN, and sometimes salary slips or business papers.
Digital copies are accepted online and at branches for most account types.
Verification is usually completed within 1–3 working days after document submission.
Limited functionality may be available before full KYC, with strict transaction and account usage restrictions.
Unverified users face low transaction limits, cannot access high-value transfers, loans, or investment services.
Proof of address is necessary for account opening and activation.
Usually not required for standard banking; may be requested for mobile KYC or digital onboarding.
Documents are updated as needed for compliance reviews or when data changes; periodic checks may occur every few years.
Axis Bank uses SSL/TLS encryption, secure payment gateways, and end-to-end encryption for mobile/web transactions.
Two-factor authentication is available for online banking and mobile app login.
SMS confirmations are sent for most transactions to enhance security and user awareness.
Biometric login (fingerprint, Face ID) is available in the Axis Bank mobile app.
Axis Bank is experimenting with blockchain for specific back-end processes but not consumer payments as of now.
Axis Bank employs multi-layered security: firewalls, encryption, 2FA, fraud monitoring.
User data is protected by strong encryption, privacy laws, and internal access controls.
As Axis Bank does not support crypto, cold storage practices do not apply.
The bank employs advanced network protection and DDoS mitigation tools to guard against attacks.
Security audits are performed regularly by internal teams and external specialists.
Includes anti-phishing education, real-time transaction alerts, and in-app safe login features.
Automated systems and manual reviews monitor suspicious activity for all accounts.
Uses transaction monitoring, suspicious activity reporting, enhanced due diligence, and AML software.
Suspicious accounts are promptly blocked or restricted pending verification and investigation.
Customers should immediately report suspected fraud; Axis Bank investigates and assists with recovery steps.
Report via the fraud hotline, branch, mobile app, or dedicated “report fraud” section online.
Compensation for fraud losses is managed per RBI guidelines, conditional on prompt reporting and cooperation.
Users can dispute unauthorized or erroneous transactions through the grievance mechanism and escalate to the ombudsman.
Contact customer support, submit documents to the branch, and request a formal unblocking review.
No specific cyber insurance for consumers, but Axis Bank maintains institutional cybersecurity and covers losses within regulatory limits.
Fees vary: NEFT/RTGS ₹2.5–₹25 per transaction, IMPS ₹5–₹10; UPI is free.
Most funding is free; charges apply for some cross-bank and international transfers.
Axis ATM withdrawals are free within limits, cross-bank or overseas withdrawals incur fees.
Foreign exchange fees range from 0.5% to 2% depending on transaction type.
No fees for normal inactivity; dormant accounts may incur maintenance charges after two years.
Basic savings accounts are typically free; specialized accounts may incur annual or monthly charges.
Cancellation fees apply to select transactions (like demand drafts); most digital cancelations are free.
No expedited service fees; instant transactions are standard for digital payments.
Axis Bank discloses all fees transparently; customers should review terms for applicable charges.
Fees for large-value transfers (RTGS, SWIFT) are calculated per amount slab as per Axis Bank’s schedule of charges.
Axis Bank offers various tariff plans for savings, business, premium, and youth accounts.
VIP clients enjoy higher limits, dedicated managers, faster service, and premium product access.
Preferential rates and conditions are available to Priority, Burgundy, and Wealth customers by account upgrade or relationship value.
Basic accounts have free ATM withdrawals; select accounts offer a limited number of free transactions monthly.
Active and premium users may qualify for fee waivers, reward upgrades, and promotional discounts.
Corporate accounts offer specialized fee structures for bulk payments, payroll, and business solutions.
Custom terms may be negotiated for high net-worth clients or corporates with significant transaction volume.
Bank-specific promo codes occasionally reduce service fees for new products and campaigns.
Axis Bank offers cashback on select card spends, merchant transactions, and seasonal campaigns.
High-volume transaction discounts are provided for corporate and business clients.
Yes, Axis Mobile and Axis Pay apps are official mobile applications.
Axis Mobile app is available for Android and iOS.
Key features include account management, fund transfer, bill payment, card services, UPI, investments, and loan requests.
Mobile and web versions offer similar core functions; some advanced options like detailed reports may be web-only.
Yes, biometric authentication is supported for login and security on mobile devices.
Basic features like account balance may be accessible offline; most banking operations require a live data connection.
Yes, users receive real-time push notifications for transactions, security alerts, and updates.
Dark mode is supported on recent releases of the Axis Bank mobile app.
Major updates occur quarterly with incremental bug fixes released as needed.
Beta and early-access releases are periodically available via app stores and selected user groups.
Axis Bank’s web interface is rated as convenient and user-friendly by most users.
Yes, the Axis Bank website supports responsive web design for mobile and tablet devices.
The web and app interfaces are available in English, Hindi, and several regional languages.
As of now, night/dark mode is offered on mobile app but is limited or unavailable on the main website.
Hotkey support is limited; web platform may not offer extensive keyboard shortcuts.
Users can export statements and reports in PDF, Excel, or text format.
Axis Bank offers APIs for select banking and payment services, mainly for business customers and fintech integrations.
Integration is offered with UPI, billers, business accounting, and select fintech platforms.
The web interface is updated with security and feature improvements every few months.
Virtual debit and credit cards are available via the mobile app for online purchases.
Disposable virtual cards for single-use transactions are available for secure online payments.
Multi-currency accounts are available for eligible business and NRI customers.
Axis Bank provides mutual funds, fixed deposits, stocks, bonds, and insurance products.
Interest is earned on savings and select current accounts as per prevailing bank rates.
Credit cards, personal loans, home loans, business loans, overdraft, and working capital finance are offered.
P2P trading is not directly supported; UPI payments enable peer-to-peer money transfers.
Axis Bank does not facilitate direct cryptocurrency trading.
Merchant acquiring and payment gateway solutions are provided for businesses and e-commerce merchants.
Bulk payout and salary payment services are available for corporates.
Loyalty programs exist for credit card users, savings accounts, and select merchant partnerships.
Points are earned on credit card spending, select bill payments, and promotional offers.
Select transactions qualify for cashback rewards, especially on partnered merchant spends.
Referral programs reward users for introducing new customers to Axis Bank products.
VIP clients receive premium support, enhanced limits, exclusive offers, and curated product access.
Seasonal promotions are offered for festival periods, new product launches, and select merchant partnerships.
Premium account status is obtained based on relationship value, product holdings, or by request.
Discounts are available for dining, travel, shopping, and merchant partners through Axis Bank cards.
Business clients can access partner loyalty programs and exclusive corporate rewards.
Axis Bank generally restricts transactions to online gambling and casino sites under RBI guidelines.
Restrictions apply to casino/gambling transactions as per RBI and Axis Bank’s compliance rules.
Accounts engaging in prohibited gambling transactions may be blocked or flagged for review.
Transactions with gambling sites are monitored and restricted to comply with Indian regulations.
Special conditions include enhanced transaction scrutiny and possible blocking as per compliance.
Casino-related transactions are tracked for regulatory compliance and suspicious activity reporting.
All banking transactions are recorded and subject to compliance; users cannot hide casino spends.
Alerts are sent for unusual transactions, including gambling-related activity.
No special fees for gambling; however, such transactions may be declined or flagged.
Transaction limits for gambling are enforced in line with RBI policy and internal risk assessment.
No explicit self-exclusion function; users can request additional restrictions or account blocking.
The bank can restrict or block transactions to prohibited merchants, including gambling sites.
General money management tools exist; no specific gambling expense controls are available.
Alerts and notifications are sent for transaction limit breaches, including gambling spends.
The bank reserves the right to block casino transactions as per risk and compliance requirements.
Expense insights are available but no specific gambling analytics are provided.
No official cooling-off feature; users may request temporary blocking of accounts.
Axis Bank refers users to third-party financial counseling but does not provide direct gambling addiction help.
No official partnership with gambling addiction support organizations.
Expense notification setup is available in the app for overall spending, but not specifically for gambling.
Axis Bank cards and accounts may be accepted by international casinos, but domestic transactions are usually restricted.
No exclusive partnerships with online casinos.
Conditions depend on the merchant’s location, Axis Bank’s acceptance policy, and international regulations.
No documented casino-specific bonuses are offered for Axis Bank payments.
Deposits may work for compliant merchants; withdrawals to Axis Bank are subject to regulatory checks.
Geographic restrictions apply; casino transactions may be blocked within India as per law.
Casino operators process Axis Bank transactions via credit/debit cards or SWIFT; subject to restrictions.
Casino transaction processing times vary; deposits are often instant, withdrawals may take days depending on jurisdiction.
Some casinos impose extra fees for withdrawals or deposits using Indian banks; these vary by platform.
Compatibility may be limited due to Indian restrictions and RBI guidelines; international platforms are more likely to accept Axis Bank cards.