What is the official website of the payment service?
https://www.bice.cl
https://www.bice.cl
The customer support contacts can be found in the "Contact" section of the official website or at the bottom of the homepage.
+56 2 2692 2000
The service generally provides a local number; toll-free numbers may not be available for all regions.
Many providers offer separate emails for technical, sales, and complaints; check the contact page for specific addresses.
Online chat support is often available on the official website, typically at the bottom right corner as a live chat icon.
Most providers offer chat support during business hours; 24/7 chat is uncommon but may be available for urgent issues.
Messenger-based support is increasingly offered; providers typically list available platforms and contacts on their website.
Standard working hours are commonly Monday to Friday, 9:00–18:00, with extended availability for urgent inquiries.
Most customer support centers close on weekends and holidays, but urgent or VIP inquiries may be handled.
Licensed payment services commonly operate regional offices for in-person customer visits; check the website for addresses.
Offices are generally located in major cities; BICE's main office is in Santiago, Chile, at Avenida Vitacura 2670.
Personal meetings can be scheduled via online forms or by contacting the hotline; advance booking is usually required.
International offices or representatives may be available depending on service expansion; information listed on the website.
Customer service is typically available in Spanish, with English often provided for international inquiries.
Response times vary; hotline calls are immediate, chat can take minutes, emails may take 24–48 hours.
Many services offer prioritized or dedicated support lines for VIP and corporate clients.
Callback requests can be submitted through online forms or by phone; confirmation and scheduling are standard procedure.
BICE was founded in 1979.
The Matte family, a prominent Chilean business group, are the founders and main shareholders.
BICE is registered and headquartered in Chile.
BICE was established in 1979, expanding into retail, corporate banking, and payment solutions through digital innovation milestones.
Payment services typically update platforms periodically; BICE has expanded digital offerings but has kept consistent branding.
The board is led by industry executives and Matte family representatives; details are listed on the corporate governance page.
Primary investors are Matte family holdings; partnerships include major Chilean corporations and international payment networks.
Banco BICE participates in Chile’s financial market but is not publicly listed; it operates as a private entity.
Market capitalization figures are not published for private entities; publicly listed providers typically report this.
Subsidiaries include BICE Vida (insurance) and BICE Inversiones (investment services).
Licensed by Chilean financial authorities for banking, payment, and investment services.
Operates officially within Chile; selected international operations may exist for investment clients.
Specific cryptocurrency licenses are typically required for crypto activity; BICE does not currently advertise crypto support.
All licensed Chilean payment providers must comply with AML/KYC regulations for customer due diligence.
Payment services often hold PCI DSS, SSL, and ISO/IEC 27001 certifications to secure transaction and client data.
Licensed providers annually undergo internal and external security audits as part of regulatory requirements.
Industry standards require bank-grade deposit insurance or dedicated fund protection for client balances.
Compliance typically includes PCI DSS, ISO/IEC 27001, and local regulations enforced by Chile’s CMF.
Publicly disclosed regulatory fines or violations are rare and reported on official regulatory sites.
User reviews can be found on Google Reviews, Trustpilot, and local Chilean banking forums.
Common issues include delayed transactions, account verification problems, and customer support response times.
Users praise reliability, professional service, strong compliance, and stable transaction processing.
Withdrawal problems are not typical in regulated services; occasional delays may occur due to verification or holidays.
Users typically find licensed services’ web interfaces modern and mobile-friendly, with clear menus and responsive design.
Transaction speeds are rated positively, with most operations processed within minutes for verified users.
Recommendation rates tend to be high for established regulated providers, especially in Chilean financial circles.
Experts highlight BICE’s strong regulatory compliance, secure systems, and stability in the local market.
Leading providers may earn industry, consumer, or banking awards; BICE receives local Chilean banking recognitions.
BICE is ranked among Chilean banks and payment service providers in local industry publications.
Financial regulators recommend licensed services for reliability and compliance with market standards.
Partners and merchants regard BICE as stable, professional, and secure, with positive feedback in local business circles.
Innovation is evaluated via adoption of digital platforms, mobile apps, and secure online payment portals.
Providers hold quality management certificates such as ISO/IEC 9001, reflecting high customer service standards.
Participation in financial industry events and digital banking conferences is common among established providers.
BICE positions itself as a secure, innovative, and client-focused provider in Chile's financial market.
Primarily Chilean Peso (CLP); some international services may include USD, EUR for corporate clients.
Specific details of cryptocurrency support are not advertised; services often do not process crypto transactions.
Industry-standard payment methods may not issue proprietary tokens; BICE does not advertise such features.
Currency conversion is generally possible for international transaction accounts per service terms.
Exchange rates are derived from official sources or market averages; rates are published on the website or app.
Rates are updated in real time or at least daily to reflect market fluctuations.
Support for stablecoins is uncommon with bank-based providers; check service updates for offerings.
Handling of exotic currencies is subject to availability; major currencies are preferred by most providers.
Geographic restrictions may apply, based on local regulations and compliance requirements.
Services include bank transfers, bill payments, P2P, and business payments.
Peer-to-peer transfers are supported for account holders, enabling internal payments.
Most services support transfers to Chilean and international bank cards, subject to certain limits.
Transfers to bank accounts are supported via standard banking rails, with daily processing.
Bill payment functionality includes utilities, taxes, and merchant invoices.
Recurring payments can be set up for subscriptions or regular bills within the platform.
Automated transfer features allow scheduled recurring payments to designated beneficiaries.
Payment scheduling is a standard feature for future-dated transfers.
Group payment and expense splitting is supported by some providers via shared payment links.
Payment links for multiple payers are generated via platform tools or mobile app features.
Minimum transaction amounts may be CLP1,000 or equivalent depending on operation type.
Maximums are set per day or transaction; can be up to CLP10,000,000 or higher for corporate accounts.
Daily limits are imposed to prevent fraud and are based on user verification level.
Monthly and annual transaction limits vary by account type, user status, and regulatory requirements.
Limits may be increased by submitting identification documents and passing enhanced verification.
Verified users benefit from higher transaction, withdrawal, and funding limits.
New accounts often have lower limits and require verification to unlock full service features.
Geographic-specific limits apply based on regulatory rules and risk management.
Temporary blocking occurs for suspicious activity, during account review, or at user request.
Providers set daily operations count limits to manage risk and ensure system stability.
Minimum funding amounts may start at CLP1,000 or similar, depending on the payment method.
Supported methods include bank transfers, cash deposits, and electronic funds transfers.
Funding fees depend on payment type and may range from free (internal transfers) to 1% for some methods.
Minimum funding thresholds vary by method and may be listed in the account terms.
Funds are credited instantly for internal transfers, else within hours or next banking day.
Withdrawal options include transfers to bank accounts, cards, or cash pickup.
Withdrawal fees are typically fixed or percentage-based, disclosed in fee schedules.
Withdrawals are processed within hours or up to 2 business days, subject to method and verification.
Withdrawal limits are defined per transaction, per day, or month in the account’s terms.
Card funding is usually instant or within minutes, subject to network verification.
Bank transfers are processed within 24 hours for domestic transactions, up to 2–5 days for international.
Cryptocurrency transfers are not advertised; where available, they typically take minutes to an hour.
Internal platform transfers are typically instant or within minutes.
Weekend funding may be delayed until the next business day due to banking hours.
Banking holidays may delay funding until the next available business day.
Express funding may be offered for an additional fee on certain methods for urgent transactions.
Speed is determined by method, verification status, banking hours, and transaction amount.
Funding status updates are sent via email, SMS, or app notifications.
Contact support to review the transaction and initiate an investigation or request expedited processing.
Standard processing is same day or next business day, subject to verification and method.
Withdrawals to cards typically take 1–2 business days to process.
Domestic transfers process in 24 hours; international transfers may take up to 5 days.
Cryptocurrency withdrawal service is not typical; instant processing applies when available.
Withdrawals requested on weekends are processed next business day per banking hours.
Withdrawals are delayed if requested on banking holidays, processed next working day.
Expedited withdrawal may be available; extra charges apply for urgent processing.
Processing time is impacted by amount, account status, method, and external bank schedules.
Withdrawal status notifications sent via email, SMS, or app alerts.
Withdrawal cancellation is possible before execution; contact support immediately to request.
Register online by completing the sign-up form and verifying identity; in-person registration is available at branches.
Required data includes full name, national ID, date of birth, address, email, and phone number.
Email is typically mandatory for security and account recovery; exceptions are rare.
Phone verification via SMS is a common step to activate accounts and confirm identity.
Minimum age is usually 18 years, compliant with local legal requirements.
Corporate accounts can be created by submitting company documentation and authorization forms.
Accurate personal data and verification are mandatory for regulatory compliance.
Account creation is restricted to residents of service jurisdictions, typically within Chile.
Account activation is completed instantly for basic accounts, or within 24–72 hours for verified profiles.
Basic, advanced, and corporate verification levels exist, each with distinct documentation and service limits.
National ID, proof of address, and phone verification are required for basic access.
Full verification requires government-issued photo ID, income proof, and sometimes business registration for corporate accounts.
Digital uploads of documents are widely accepted via secure platform portals.
Verification is handled within 24 hours to several business days, depending on document review.
Limited access is available to unverified users; full services require verification.
Unverified users face lower transaction limits, limited payments, and no withdrawals.
Address confirmation by presenting a utility bill or bank statement is standard during registration or verification.
Increasingly, providers require live photo or selfie with ID for enhanced identity confirmation.
Document updates are periodically required, especially when expired or for regulatory recheck.
Industry-standard encryption includes SSL/TLS, AES-256, and secure cryptographic storage.
Two-factor authentication is supported via SMS, authentication apps, or email.
SMS confirmations are used to authenticate sensitive and financial transactions.
Mobile and web platforms may support fingerprint or facial recognition for secure login.
Blockchain is not commonly implemented in traditional bank-based payment services like BICE.
Multi-tiered security is standard, combining technical protections, encryption, and user authentication.
Personal data protection follows legal standards, encrypted storage, and privacy policies.
Cold storage is applicable only where crypto offerings exist; traditional providers typically do not hold crypto.
DDoS protection systems and cloud-based firewalls guard against traffic spikes and attacks.
Providers undergo regular annual or semi-annual security audits by internal and third-party entities.
Anti-phishing tools include email filtering, website authentication, and user security education.
Automated systems monitor and flag suspicious transactions for review and further action.
Measures include rigorous AML/KYC checks, transaction monitoring, and reporting suspicious activity to regulators.
Accounts may be blocked upon detection of suspicious or illegal activity pending investigation.
Report fraud to customer service immediately to freeze account, investigate, and pursue resolution.
Use hotline, online form, or email to notify compliance team of suspicious transactions or account activity.
Compensation depends on investigation outcome; providers may refund affected clients under certain conditions.
Users can file formal disputes, receive investigation, and be compensated per regulatory policy.
Contact support, provide documentation, and request review or unblocking as per procedures.
Cyber insurance is standard for large regulated financial services to cover damages from attacks.
Transfer fees are listed in the fee schedule, based on amount, destination, and account type.
Funding fee information is transparently listed and varies depending on method and source.
Withdrawal fees apply per amount, method, and destination, detailed in user agreements.
Currency conversion fees are percentage-based and disclosed before the transaction.
Some providers charge account inactivity fees after a long dormant period.
Maintenance fees may be charged monthly or annually, depending on account type.
Cancellation fees apply if a transaction is stopped after being processed.
Expedited operations carry additional fees for priority or same-day service.
Fee transparency is an industry standard; all charges must be disclosed in terms and schedules.
Large transaction fees may be tiered, capped, or negotiated per client agreement.
Tiered pricing plans exist for personal, business, and VIP clients.
VIPs enjoy higher limits, priority support, reduced fees, and tailored account management.
Submit proof of activity, volume, or corporate status to apply for premium account terms.
Limited free transactions may be included per month, depending on account type.
Frequent or high-volume users may access discounted fee rates and rewards.
Corporate accounts offer specialized tariffs and bulk transaction benefits.
Individual pricing is negotiated based on client profile and transaction history.
Promotional code systems offer periodic discounts on fees or premium features.
Cashback offers are standard for specific operations, paid monthly or quarterly.
Volume discounts apply for large or frequent transactions.
Yes, BICE offers an official mobile banking application.
Available on Android and iOS platforms.
Features include balance checks, payments, transfers, scheduling, and account management.
Mobile apps may have reduced features compared to the full web platform.
Biometric authentication is supported on devices with Touch ID/Face ID capabilities.
Essential information may be available offline but transactions require connectivity.
Push notifications keep users informed about account activity and transactions.
Dark theme is supported in the mobile app for user comfort.
Updates are released every few months to enhance security and features.
Beta versions may be available for testing new features; details are listed on download pages.
Web platforms are designed for user convenience, with intuitive navigation and comprehensive options.
Responsive design ensures usability on mobile browsers and tablets.
Spanish (primary), with options for English in some modules.
Night mode or dark theme is increasingly available on modern banking interfaces.
Keyboard shortcuts are supported for navigation and quick actions on the web platform.
Data export is available in PDF, CSV, or Excel format for statements and history.
Developer APIs are offered for payment integration and business services; documentation is provided on request.
Integration with accounting, e-commerce, and ERP platforms is commonly supported.
Web platform updates occur quarterly or as needed to address regulatory or tech advances.
Virtual card issuance is available for secure online transactions.
Temporary or disposable card creation is supported for specific payments.
Multi-currency accounts are supported for business users and international transactions.
Investment accounts and products like mutual funds and fixed income are offered via BICE Inversiones.
Interest is paid on savings, investment, and select current accounts.
Credit products include loans, credit cards, and financing for individuals and businesses.
P2P trading features are available within platforms that support direct user payments.
Cryptocurrency trading is not prominent on traditional bank payment platforms like BICE.
BICE offers acquiring and merchant processing services for business clients.
Bulk payment processing is available for payroll and corporate payments.
Loyalty and rewards programs may include points, cashback, or airline miles.
Points are accumulated through spending, transactions, and program participation.
Cashback is offered for certain transactions, credited monthly or quarterly.
Referral systems award bonuses for inviting new users or businesses.
VIPs receive personalized support, fee discounts, higher limits, and exclusive rewards.
Seasonal campaigns offer promotional rates, bonus points, and exclusive deals.
Premium account upgrades are available upon meeting specified requirements.
Partner merchants extend discounts and offers to users.
Customized loyalty programs cater to business clients and employees.
Most regulated bank providers restrict or prohibit transactions with online casinos.
Gambling transaction policies adhere to local laws and may block or limit such operations.
Accounts may be reviewed or blocked if unauthorized gambling activity is detected.
Views are neutral but aligned with regulatory compliance and risk management.
Special conditions may apply, documented in terms of service for gaming transactions.
Gambling transactions are monitored for compliance and risk mitigation.
Transactions are recorded and visible on statements; privacy options are limited by law.
Alerts can be configured to notify users about gaming-related expenses.
Higher fees may apply due to regulatory risk and transaction type.
Spending limits for gambling can be established through account controls.
Self-exclusion tools are available to restrict gambling-related transactions.
Providers offer the ability to block payments to gaming sites upon user request.
Features include tracking, alerts, and spending limits.
Alerts notify users when specified spending or transaction limits are exceeded.
Operations can be blocked upon request or by regulatory mandate.
Expense tracking and analytics help users monitor gambling spending.
Cooling-off tools allow users to temporarily suspend gambling transactions.
Support resources are available and referral to professional organizations is provided.
Partnerships exist with gambling help organizations; check website for details.
Configure notifications within the user dashboard or app settings.
Casino acceptance varies; check merchant sites or payment service partners for listings.
Exclusive partnerships are not typically advertised; merchant details are on service portal.
Transaction terms and fees may vary by casino policy and service provider agreements.
Bonuses may be offered by casinos for specific payment methods; consult casino promotions.
If supported, both deposits and withdrawals are processed; verify with merchant and service.
Usage may be restricted based on country regulations and service policies.
Processing follows standard payment gateway protocols, with compliance checks.
Processing time is similar to standard transfers; usually instant or within a day.
Additional fees may be applied by casinos or payment service, disclosed before completion.
Compatibility with casinos depends on proper integration and regulatory approval.