What is the official website of the payment service?
https://www.cashplus.com
https://www.cashplus.com
Customer support contacts are listed at the bottom of the Cashplus homepage and in the dedicated 'Contact Us' section.
0330 024 0924
Cashplus does not advertise a toll-free support number; standard call charges may apply.
Cashplus provides specialized emails for different departments, such as [email protected] and [email protected].
Online chat is accessible via the Cashplus website 'Contact Us' page when logged into your account.
Online chat operates during standard business hours; 24/7 availability is not advertised.
Messenger-based support such as WhatsApp or Telegram is not currently available; support is offered by phone, email, and webchat.
Customer service operates Monday to Friday, 8am to 8pm; Saturday, 8am to 4pm; closed on Sundays and bank holidays.
Support is available on Saturdays; closed on Sundays and UK bank holidays.
Cashplus has a main office in London; in-person visits require prior arrangement and are limited in scope.
Cashplus’s principal office is at 6th Floor, One London Wall, London, EC2Y 5EB, United Kingdom.
Personal meetings are not standard practice and require contacting support for special requests or business-related appointments.
Cashplus is UK-focused and does not maintain representatives in other countries.
Support is provided in English; additional language assistance may be available for selected customers upon request.
Phone and chat queries receive responses within minutes during working hours; emails are addressed within two business days on average.
Priority handling is available for business and premium account holders with dedicated business support teams.
Callback requests can be made via the online portal or phone for eligible queries; scheduling is subject to availability.
Cashplus was founded in 2005.
Cashplus is operated by Advanced Payment Solutions Limited, founded by Rich Wagner.
Cashplus is registered in the United Kingdom.
Launched in 2005, Cashplus pioneered prepaid Mastercard solutions, expanded into business accounts, and achieved UK banking license approval in 2021.
Cashplus rebranded from Advanced Payment Solutions to Cashplus Bank after obtaining a UK banking licence in 2021; product range and tech have expanded notably.
The Cashplus board is led by CEO Rich Wagner and includes executive directors with backgrounds in banking and fintech.
Cashplus has secured investments from growth equity funds and maintains partnerships with major card schemes (Mastercard) and payment networks.
Cashplus is privately held and is not listed on any stock exchange.
As Cashplus is privately held, its market capitalization is not publicly disclosed.
Cashplus Bank is the principal operating entity; there are no widely publicized international subsidiaries.
Cashplus Bank holds a UK banking licence granted by the Prudential Regulation Authority (PRA) and is regulated by the Financial Conduct Authority (FCA).
Cashplus operates exclusively within the United Kingdom and serves UK-registered individuals and businesses.
Cashplus does not hold or advertise cryptocurrency-specific licenses; its services focus on fiat payments.
Cashplus complies with UK anti-money laundering and know-your-customer standards, verifying identities for all account holders.
Cashplus is PCI DSS compliant for card transactions and employs secure and compliant data protection standards.
Cashplus regularly undergoes third-party security audits as part of regulatory and compliance procedures typical of UK banks.
Client funds with Cashplus Bank are protected by the UK's Financial Services Compensation Scheme (FSCS) up to £85,000.
Cashplus complies with UK and EU financial regulations, GDPR for data protection, and PCI DSS for card transactions.
No major regulatory fines or public violations have been reported against Cashplus Bank as of August 2025.
Reviews are available on Trustpilot, Google Reviews, and MoneySavingExpert forums.
Common complaints include delays in customer service, limited physical branches, and occasional account access problems.
Users appreciate fast application processing, convenient account opening, and transparent fee structure.
Most withdrawals are processed without issue; occasional delays are reported, typically due to verification or technical checks.
Most users report the interface as user-friendly, citing easy navigation on both web and mobile apps.
The majority of users are satisfied with transaction speeds for UK payments, though some report slower international transactions.
Many review platforms indicate that 70–80% of users would recommend Cashplus to others.
Financial experts rate Cashplus as highly reliable for UK users, given regulatory oversight and banking licence status.
Cashplus has won FinTech awards in the UK and is recognized for SME banking and innovation.
Cashplus has appeared in UK fintech and payment provider rankings, often noted for its SME solutions.
UK regulators acknowledge Cashplus Bank as a fully authorized, regulated institution serving UK businesses and individuals.
Partners regard Cashplus positively for reliability, clear settlement processes, and efficient integration capabilities.
Cashplus is recognized for innovative SME banking products and streamlined digital onboarding.
Cashplus maintains recognized quality certifications typical of regulated UK financial institutions.
Cashplus senior executives regularly speak at UK fintech, banking, and payments industry events.
Cashplus positions as a flexible, efficient, fully licensed UK digital bank focused on SME and consumer accounts.
Cashplus supports GBP as the primary operating currency for all payment and banking services.
Cryptocurrencies are not supported for account operations, deposits, or withdrawals.
Cashplus does not offer a native cryptocurrency or token.
Currency conversion is not offered as a standard feature; services are GBP-centric.
Exchange rate information is not applicable due to lack of multi-currency or conversion features.
Exchange rates are not provided as Cashplus operates exclusively in GBP.
Stablecoins are not supported by Cashplus.
Exotic fiat currencies cannot be handled; GBP only.
Service is restricted to UK residents and UK currency; other currencies and international use are not supported.
Supports Faster Payments, BACS, CHAPS transfers, and UK domestic bank transfers.
Peer-to-peer transfers between Cashplus users are supported.
Transfers to external debit/credit cards are not supported; only bank accounts can be credited.
Money can be transferred to UK bank accounts using BACS, Faster Payments, and CHAPS.
Bill payment for UK billers is supported via direct debit and online banking interface.
Recurring payments and direct debits are supported.
Automatic transfers and standing orders are available.
Payment scheduling can be configured for one-off and recurring payments.
Group payment splitting is not a standard feature; users may use manual transfers for groups.
Payment link generation is not offered; invoice or request options may be available for business users.
Minimum transaction amount is typically £1 for most services; may vary for specific products.
Maximum transfer limits vary by account type and verification status, commonly up to £250,000 per payment for business accounts.
Daily limits depend on account type; limits for consumer accounts are often £10,000–£100,000 per day.
Monthly and annual transaction limits are set by account profile and compliance; business users can process larger amounts.
Limits can be increased by submitting additional documents and passing enhanced verification checks.
Verified users have higher transaction limits and are able to access more advanced features.
New accounts may have lower initial limits until verification is complete.
Service operates exclusively in the UK; limits are uniform for UK-based users.
Operations can be temporarily blocked for security, compliance, or fraud prevention reasons.
There may be restrictions on the number of daily transactions based on account activity and risk assessments.
Minimum funding for a Cashplus account is typically £1 per deposit.
Funding is supported via bank transfer, debit card, credit card, and cash deposits at selected locations.
Most funding methods are free; fees may apply for credit card or cash deposit transactions.
Minimum funding is £1 across most deposit methods.
Funds are usually credited instantly or within hours, depending on method; bank transfers are subject to standard UK clearing times.
Withdrawals can be made to UK bank accounts or at ATMs with the Cashplus debit card.
ATM withdrawals and bank transfers may carry fees; details depend on account type.
Bank transfers usually complete the same day; ATM withdrawals are instant.
Withdrawal limits depend on account type, typically £250 to £1,000 per day for ATM, higher for bank transfers.
Debit card funding is typically instant; credit card funding may be processed within one business day.
UK bank transfers using Faster Payments are typically instant; BACS takes three working days.
Cryptocurrency transfers are not supported.
Transfers between Cashplus users are processed instantly or within minutes.
Funding may be delayed on UK public holidays due to banking schedules.
Priority or express funding options are not standard; such services are uncommon in UK retail banking.
Processing speed depends on method (bank transfer, card, cash), regulatory checks, and business hours.
Email and online notifications inform users of funding and account status updates.
Users should contact support and provide transaction details; investigations are typically resolved within two business days.
Withdrawal requests are processed within hours, subject to compliance and business hours.
ATM withdrawals with Cashplus cards occur instantly.
Faster Payments are typically instant; BACS up to three working days; CHAPS same-day within business hours.
Cryptocurrency withdrawals are not available.
Withdrawals may be delayed on UK bank holidays.
Express withdrawal services are not standard; available options are governed by UK payment scheme rules.
Withdrawal speed is influenced by payment method, compliance checks, and UK banking hours.
Email and online banking updates provide withdrawal status notifications.
Withdrawal cancellation is possible prior to execution; contact support immediately for assistance.
Registration is done online via the Cashplus website; users complete a digital application form.
Users provide personal information such as full name, address, date of birth, contact details, and identity documentation.
Email address is mandatory for Cashplus account registration.
Phone verification may be required for security during registration and to activate account features.
Users must be at least 18 years old to open a Cashplus account.
Corporate and business accounts are available; extra business details and verification documents are required.
Real personal and business information is required; identity checks are performed to ensure compliance.
Only UK residents can register; service is not available for non-UK residents.
Account activation is usually instant or completed within one business day, pending verification checks.
Basic and enhanced verification levels exist; business and higher transaction accounts require enhanced due diligence.
UK passport, driver's license, or other government-issued ID and proof of address are needed.
Full verification requires identity document, proof of address, and may require additional supporting documents for business accounts.
Digital copies and clear photos of documents are accepted during online verification.
Verification typically takes from a few minutes up to one business day, depending on completeness and accuracy.
Limited features are available before verification; full account access requires identity checks.
Unverified users face lower transaction limits and lack access to advanced products and withdrawals.
Address confirmation is required for account activation and regulatory compliance.
Photo verification with a selfie and ID may be required for certain account or transaction levels.
Updates are required if documents expire or upon request due to regulatory changes.
Cashplus uses TLS encryption and other industry-standard cryptographic protection for data in transit and at rest.
Two-factor authentication (2FA) is supported via SMS and/or authentication app for account access.
SMS notifications and confirmation may be required for high-value or sensitive transactions.
The mobile app supports biometric login such as Touch ID and Face ID on compatible devices.
Cashplus does not use blockchain technology for payments or account management.
Multi-layered security architecture includes encryption, 2FA, secure storage, and regular monitoring.
Personal data is protected through encryption, access controls, secure storage, and compliance with GDPR.
Cashplus does not support cryptocurrencies or use cold storage methods.
DDoS mitigation systems and firewalls are implemented to protect infrastructure.
Regular internal and external security audits are mandated by UK banking regulation.
Anti-phishing alerts, user education, and web domain protections are part of Cashplus’s security suite.
Automated systems monitor, detect, and flag suspicious or unusual account activity for review.
Cashplus employs AML solutions, transaction monitoring, and mandatory identity verification for account activity.
Accounts exhibiting suspicious activity may be blocked pending further investigation.
Report fraud to customer support; accounts are frozen if necessary during investigation, and authorities may be notified.
Suspicious activity can be reported by calling customer service, emailing, or using the online portal.
Compensation for fraud-related losses is assessed individually and in accordance with UK banking consumer protection rules.
Users have rights to dispute transactions via formal complaint procedures and can seek Financial Ombudsman intervention.
Account blocking appeals can be initiated by contacting support and providing necessary evidence for review.
Cashplus infrastructure is insured against cyber attacks; customer funds are secured by FSCS up to statutory limits.
UK bank transfers are generally free; fees may apply to CHAPS or specific transaction types.
Most funding methods are free; fees may be charged for credit card deposits or cash payments.
Withdrawal fees apply for ATM usage outside free limits and international withdrawals; bank transfers are typically free.
Not applicable, as Cashplus operates only in GBP.
Cashplus does not advertise account inactivity fees for active accounts.
Account maintenance fees apply to some account types, ranging from free to £5.95/month based on product.
Operation cancellation fees are not standard; fees are disclosed before transaction execution.
Express payment options (such as CHAPS) incur fees where applicable.
Cashplus provides clear fee schedules; hidden fees are prohibited under UK law; all charges are disclosed.
Large transaction fees are calculated as percentages or fixed rates depending on the type; details in the fee schedule.
Multiple tariff plans exist for personal, business, and card products; fees and features vary.
VIP status offers priority support, higher limits, preferential rates on certain services for business and premium users.
Preferential terms are available to business clients and frequent users subject to eligibility and negotiation.
Free operations such as ATM withdrawals or transfers vary by account type; details in tariffs and terms.
Discounts and fee waivers can apply to active users, especially business and partner accounts.
Corporate tariffs and account packages are provided for businesses with specialist pricing.
Custom conditions are available to large volume and business clients upon negotiation.
Promotional codes and referral rewards may reduce or waive selected fees for new and existing users.
Cashback is offered on selected purchases and with certain card types for eligible customers.
Volume-based discounts are available to business clients based on monthly transaction levels.
Yes, Cashplus has an official mobile app for iOS and Android platforms.
Available on iOS App Store and Google Play for Android devices.
Mobile app supports account management, payments, transfers, notifications, card controls, and onboarding.
Mobile app offers similar core features as the web platform; some advanced management options may be web-only.
Touch ID and Face ID are supported for mobile app login on compatible devices.
Offline functionality is limited; most features require an internet connection for operations.
Push notifications for transactions, account activities, and security alerts are available in the mobile app.
Dark mode is supported in the latest versions of the app.
Mobile app receives regular updates every few weeks to months, with new features and improvements.
Beta testing programs may be available by invitation for select features; contact support for participation.
The Cashplus web interface is designed for usability, with intuitive navigation and accessible account controls.
The web interface is mobile-responsive, adapting to different device sizes and screen types.
The web and app interfaces are available in English; additional language localization is limited.
Night mode/dark mode is available in the website interface for supported browsers.
Keyboard shortcuts are not widely advertised; navigation is primarily mouse and touch-based.
Transaction and statement data can be exported as PDF or CSV files for review and accounting purposes.
Cashplus offers API access for business partners and developers; documentation available upon request for integration.
Integration with accounting software and authorized third-party services is supported for business customers.
Web interface updates occur regularly, typically every few weeks to months.
Virtual card issuance is available for selected products and business clients.
Disposable card options may be available for certain business products; contact Cashplus for specific eligibility.
Multi-currency accounts are not currently offered; all accounts operate in GBP.
Investment products are not a core offering; focus is on payments and transaction banking.
Interest is not typically paid on standard balances; special products or promotional offers may be available periodically.
Cashplus provides credit products such as credit cards and business credit solutions to eligible users.
Peer-to-peer trading features are not supported.
Cryptocurrency purchase or sale is not supported within Cashplus accounts.
Merchant services and payment acquiring are available to business account holders through partnerships.
Mass payout capabilities are available for business clients using Cashplus’s payment services.
Loyalty and rewards programs are available for business cards and retail users on select products.
Bonus points are typically earned through card use, special promotions, and participation in partner activities.
Cashback rewards are available for particular card transactions and promotional purchases.
Referral programs exist, granting fee reductions or rewards for referring new customers.
VIP clients benefit from priority service, higher limits, custom tariffs, and promotional offers.
Regular seasonal and special promotions are featured for both personal and business customers.
Premium account upgrades are available based on eligibility and account activity.
Discounts at partner merchants are featured for eligible cardholders and business accounts.
Corporate loyalty services exist for volume clients and company employees using Cashplus cards.
Cashplus transactions are permitted with licensed UK online casinos subject to account and card type.
Transactions with gambling and betting merchants are monitored; excessive activity may be restricted per regulatory protocols.
Accounts may be blocked for suspicious online casino activity or violation of responsible gambling policies.
Cashplus allows lawful gambling transactions but enforces compliance with responsible gambling standards.
Gambling transactions are subject to enhanced monitoring and compliance; excessive or suspicious patterns are reviewed.
Casino and gambling merchant activity is tracked for AML and responsible gambling compliance.
Transaction records are maintained in compliance with UK regulations; casino payments are visible on statements.
Users receive transaction notifications including gambling expenditures; spending alerts can be configured.
Standard transaction fees apply; no unique fees solely for gambling transactions are advertised.
Spending controls and limits can be set for gambling merchants on request or via account tools.
Self-exclusion and account restriction features are available for users who wish to block gambling activity.
User-requested restriction of gambling merchant transactions can be implemented via account controls.
Tools exist to monitor, cap, and report gambling spends within account preferences.
Spending warns and notifications can be configured for gambling and general account limits.
Casino and gambling transactions can be blocked per user request or regulatory requirement.
Gambling transaction analytics and spending statistics are available through account statements and reporting tools.
Cooling-off periods for gambling activity can be set at the account level on request.
Help and referral contacts for gambling addiction are offered by Cashplus with links to UK support organizations.
Partnerships with UK gambling harm prevention organizations are established; users referred for support when needed.
Gambling spend notifications can be configured in account preferences or by contacting customer service.
Cashplus cards are accepted by major UK-licensed online casinos supporting Mastercard debit cards.
Exclusive casino partnerships are not advertised by Cashplus as of August 2025.
Conditions vary according to individual casino policies and Cashplus’s anti-fraud monitoring rules.
No specific casino bonuses for Cashplus payments are published; check individual casino offers.
Cashplus cards can be used for deposits; withdrawals depend on casino and banking policies.
Cashplus cards operate with UK-licensed casinos; restrictions apply outside the UK.
Casino operators process Cashplus card deposits like other debit card transactions via Mastercard network.
Casino deposits with Cashplus cards are processed instantly; withdrawals follow standard banking procedures for UK debit cards.
Casino-imposed fees depend on operator; Cashplus does not levy additional charges for casino payments.
Cashplus cards generally work with major UK online casino platforms supporting Mastercard debit payments.