What is the official website of the payment service?
https://equitygroupholdings.com/ke/
https://equitygroupholdings.com/ke/
Customer support contacts are on the Contact Us page of the official website under the “Contact Us” or “Support” section.
+254 763 000 000
Yes, Equity Bank Kenya offers a toll-free number: 0800 221221
There are dedicated email contacts for specific departments such as corporate, internet banking, loans, and general queries, listed on the website.
Online chat support is available through the “Live Chat” option on the official website and the Eazzy Banking mobile app.
Chat support operates 24/7, ensuring customers can access help at any time.
Yes. WhatsApp support is available; users can interact with Equity Bank via WhatsApp at +254 763 000 000. No public Telegram support.
Phone, email, and chat support are available 24/7; branch offices usually operate Monday to Friday, 8am–4pm, and Saturdays 8am–12pm.
24/7 phone and digital support is available, but branch operations may close on Sundays and public holidays.
Yes, Equity Bank has a broad network of regional branches throughout Kenya and some locations in East Africa.
The headquarters is at Equity Centre, Hospital Road, Upper Hill, Nairobi. Branch addresses are listed on the bank’s website.
Personal meetings can be arranged by contacting a branch or through corporate channels; appointments may be scheduled online or by phone.
Yes, Equity Group Holdings has subsidiaries/representative offices in Uganda, Tanzania, Rwanda, South Sudan, and DRC.
Main support is in English and Swahili, catering to Kenya’s diverse customer base.
Immediate or <5 minutes for calls/chats; email replies usually within 24 hours depending on inquiry volume and type.
Dedicated relationship managers and priority handling exist for VIP and business clients, as is standard for major banks.
Callbacks can be requested via the website, call center, or mobile app, and are usually handled within one business day.
Equity Bank Kenya was founded in 1984.
Founded by Peter Munga; Equity Group Holdings PLC is a publicly traded company with various shareholders.
Founded in 1984 as a building society, it became a commercial bank, expanded regionally, introduced digital platforms, and restructured under Equity Group Holdings.
Major digital transformation in the 2010s; adoption of “Equity” as a unifying brand across subsidiaries.
The board includes Chair Prof. Isaac Macharia, CEO Dr. James Mwangi, and other independent non-executive directors as listed in annual reports.
Shareholders include institutional investors, development finance institutions, and individuals; partners include Mastercard, Visa, PayPal, and fintechs.
Yes, Equity Group Holdings PLC is listed on the Nairobi Securities Exchange under the ticker EQTY.
Market capitalization fluctuates; as of August 2025, reported levels are approximately KES 170–200 billion.
Subsidiaries in Uganda, Tanzania, Rwanda, DRC, South Sudan, and a financial services arm; hundreds of branches across these countries.
Licensed and regulated by the Central Bank of Kenya; holds banking, payment, and remittance service licenses.
Kenya, Uganda, Tanzania, Rwanda, South Sudan, DRC
No evidence of cryptocurrency-specific licenses; not licensed to offer regulated crypto services.
Yes, strong AML and KYC policy in compliance with regulatory standards, including customer identification and enhanced due diligence.
Yes, Equity Bank maintains PCI DSS certification for card payments and uses SSL/TLS for online services.
Regular internal and external security audits are conducted to ensure compliance and protection.
Deposits are insured by the Kenya Deposit Insurance Corporation (KDIC) for amounts specified under Kenyan law.
Complies with international standards including PCI DSS, ISO/IEC 27001, and regulatory reporting frameworks.
No major publicly reported regulatory fines; occasional operational penalties are part of standard large bank operations.
Reviews are available on Google Maps, Trustpilot, App Store, Play Store, and social media forums.
Issues include ATM downtime, delays in customer support during peak times, and occasional transaction errors.
Wide branch network, innovative mobile banking, robust digital ecosystem, and reliable bill payment services.
Occasional delays or issues, mainly during system upgrades or network outages, but generally resolved promptly.
Most users find the digital interfaces (mobile app, web) intuitive, with ongoing improvements highlighted.
Generally, users are satisfied with payment and transfer speeds, especially on the Eazzy Banking platform.
Most users recommend the service for local and regional payments, especially mobile and agency banking.
Industry analysts rate Equity Bank highly for its stability, innovation, security standards, and financial inclusion efforts.
Yes, Equity Bank has received numerous awards for innovation, digital banking, customer service, and financial inclusion.
Yes, consistently ranks among the top financial institutions in East Africa in published industry rankings.
Equity Bank is cited positively by regulators, often used as a model in financial inclusion policy references.
The service has a strong reputation among merchants and partners for reliability, innovation, and support.
The bank is praised for leading mobile banking advances and agency banking, regarded as an industry innovator.
Holds ISO 9001:2015 for quality management and other relevant certifications.
Yes, frequent participant and speaker at regional and global financial services and fintech conferences.
Equity Bank positions as a leader in innovation, financial inclusion, and customer-centric digital banking in East and Central Africa.
Primarily Kenyan Shilling (KES); also handles USD, EUR, GBP, and regional currencies in subsidiaries.
Currently, cryptocurrencies are not officially supported for payments or transfers.
No proprietary cryptocurrency or digital token is offered.
Foreign currency conversion is available through banking services but not as a real-time online multi-currency wallet.
Exchange rates are determined by the bank, reflecting prevailing market and Central Bank rates.
Exchange rates are updated at least daily, with adjustments reflecting market movements and regulatory guidelines.
No support for stablecoins as payment or deposit method as of August 2025.
Select exotic currencies may be supported for trade finance and specialized transactions subject to bank approval.
Yes, currency services and limits vary by country in accordance with local regulations.
Supports internal transfers, bank-to-bank, international wires, mobile money, PayPal, and card transfers.
Yes, instant peer-to-peer transfers are available between Equity Bank accounts via mobile and online channels.
Yes, Equity Bank allows transfers to and from Visa and Mastercard bank cards.
Yes, direct transfers to local and international bank accounts are supported.
Bill payment for utilities, government, telecom, and merchants is provided through mobile, online, and branch networks.
Recurring payments can be set up, especially for loan repayments, subscriptions, and bills.
Customers can schedule automatic transfers between their Equity accounts or to external recipients.
Yes, payment scheduling features are available via the Eazzy Banking app and online banking.
Group payment features exist mainly for agency banking and business accounts; split payments can be arranged.
Payment links for collecting payments may be available via integrated merchant services.
Minimum transaction amounts depend on channel; for M-Pesa mobile integration, the minimum is typically KES10.
Maximum transfer limits vary by service but can reach up to KES1,000,000+ for registered/verified users.
Yes, daily transaction limits are imposed, particularly on mobile channels and per Central Bank regulations.
Monthly and annual transaction limits are determined by regulatory rules and user verification level.
Limits may be increased on request by providing additional verification and contacting branch or customer support.
Yes, higher limits are assigned to fully verified users; unverified users operate under strict caps.
New accounts generally have lower limits and may face temporary transaction or functionality restrictions pending verification.
Yes, limits and functionalities are in part tailored to local regulatory requirements in various operating jurisdictions.
Yes, users or the bank may temporarily block account operations for security, compliance, or at customer request.
There may be caps on transaction counts per day, especially for high-risk operations and regulatory compliance.
Minimum funding amounts vary by method but typically start from KES10 via mobile money or cash deposit.
Supported methods include cash deposit, bank transfers, mobile money, card payments, employer payroll, and international remittances.
Some methods, like mobile money or international transfers, may incur small fees; cash deposits are usually free.
Minimum deposit is generally KES10 for mobile and branch deposits; higher for some remittance or card methods.
Most local funding methods (cash, M-Pesa) are instant; bank transfers may take several hours to a business day.
Withdrawals can occur via ATM, over the counter at branches, mobile money, or transfer to another bank/card.
ATM and agent withdrawals have fixed fees; other withdrawal methods may have percentage fees or are free for certain amounts.
ATM, mobile, and agent withdrawals are instant; bank transfers can take 1–2 business days.
Withdrawal limits depend on account status and transaction channel; e.g., ATM KES40,000/day, mobile higher for verified users.
Card-based deposits typically process instantly or within 10–20 minutes.
Bank transfers to local banks complete same-day or next business day; international transfers may take 1–3 business days.
Cryptocurrency transfers are not supported by Equity Bank.
Yes, internal Equity Bank transfers are processed instantly, including via mobile and internet banking.
Mobile and ATM deposits are processed instantly; interbank transfers may be delayed until next business day.
Certain funding routes, like interbank, may be slower during holidays; mobile and ATM methods usually unaffected.
Express crediting is not standard but may be available for special business products or via external platforms.
Method used, verification status, time of day, and system uptime affect processing speed.
Real-time SMS, app, and email notifications are provided for account funding and status updates.
Contact customer support with transaction details, reference numbers, and wait for investigation or escalation as per standard bank process.
ATM and mobile withdrawals are instant; other types like bank transfer are processed in one business day.
Bank card withdrawals at ATMs are usually processed immediately up to card limits.
Local bank transfers typically take up to one business day; international wires 1–3 days.
Not applicable, as Equity Bank does not support cryptocurrencies.
Bank transfers may be delayed; ATM and agent withdrawals proceed normally unless there are system outages.
Withdrawals via bank transfer are delayed on holidays; ATM withdrawals are not affected.
Usually not available; standard processing applies for most clients.
Transaction type, amount, verification status, system workload, and time of request influence timing.
Customers receive real-time alerts for withdrawals via SMS, app, or email.
Cancellation is possible before processing is completed; must contact support for timely intervention.
Registration is via branch, online, or mobile app with ID and personal information; both individuals and businesses are eligible.
Full name, government-issued ID, date of birth, phone number, physical address, and possibly income sources.
Yes, registration can be completed with just a phone number, especially for mobile services.
Yes, a one-time code is typically sent to the registered phone for verification.
Customers generally must be 18+ years; minors may be eligible for specific youth products with guardian consent.
Yes, business and institutional accounts are available upon providing business registration and company documents.
Legal and regulatory obligations require real, verifiable personal information for all account holders.
Available to residents in jurisdictions where the bank operates; some product limitations may apply outside Kenya.
Personal account activation is usually immediate; business accounts may take a few days due to documentation review.
Basic and enhanced verification levels are based on provided documents and transaction volumes.
National ID or passport required; additional proof of address may be requested for enhanced verification.
Yes, utility bills, bank statements, corporate certificates for businesses, and other proofs as needed.
Digital/photocopies are accepted for most verification processes, provided originals are available upon request.
Basic verification is within minutes; full business verification or high-value accounts up to several business days.
Some limited services may be available, but transfers, withdrawals, and advanced functions require verification.
Lower transaction and balance limits, no external transfers, and no access to certain financial products.
Proof of residence or address may be needed for higher account tiers or by regulatory request.
Selfie or live photo with ID is increasingly required for remote/online account openings to combat fraud.
Document refresh required upon expiration or substantial account changes; periodic reviews as per compliance.
Bank uses SSL/TLS encryption, secure networks, PCI DSS protocols, and multi-layered security architecture.
Yes, 2FA is supported through PIN, OTP codes, app authentication for sensitive operations.
SMS OTPs are used for logins, payments, and critical account activities.
Supported in the Eazzy Banking app for devices that support biometrics (fingerprint, Face ID).
Blockchain is not integrated in payment or core banking operations.
Yes, layered defenses include device fingerprinting, access controls, anomaly detection, and fraud monitoring.
Bank complies with the Data Protection Act; uses encryption, access controls, secure storage, and privacy policies.
Not applicable, as cryptocurrency products are not supported.
Yes, the bank implements advanced DDoS mitigation solutions as part of its IT security infrastructure.
Yes, internal and third-party audits are scheduled periodically to ensure compliance and address vulnerabilities.
Ongoing user education, secure logins, email/SMS alerts, and anti-phishing web filters are in place.
Real-time transaction monitoring and analytics for identifying fraud and suspicious conduct.
Strict compliance with AML policy, transaction monitoring, suspicious activity reporting, and staff training.
Accounts linked to suspicious or fraudulent activities are temporarily or permanently blocked pending investigation.
Contact customer support immediately to freeze affected accounts and follow bank guidance for reporting and investigation.
Report via hotline, email, website contact form, or in-branch, detailing the nature of the activity.
Cases are reviewed per bank policy and regulator rules; compensation is at management discretion depending on circumstances.
Users can file formal disputes; bank investigates and resolves per regulatory requirements within set timelines.
Submit a formal complaint or request review in person, online, or by written communication with supporting documents.
The bank deploys strong IT security and may have insurance; individual account loss is generally limited to policy conditions.
Local transfers KES0–KES50, mobile and card transfers have fixed/percentage fees; international wires charged per standard rates.
Cash deposits free; M-Pesa and card deposits may have small third-party or bank fees displayed at transaction.
ATM withdrawal KES30–KES50; agent and mobile withdrawals have tiered fees disclosed in channel/app.
Currency conversion attracts exchange rate margins and sometimes a handling fee; transparent during transaction.
No inactivity fee for personal accounts; some business products may attract minimal dormancy charges.
Generally, no monthly fees for standard accounts; premium/business accounts may have nominal monthly charges.
Fees for canceled transactions are rare, but reversal, recall, or forex cancellation may incur charges.
Express service fees may apply for business and special services but not for standard retail users.
All fees are disclosed up front, as required by law; no hidden fees on standard products.
Large transfer fees may be tiered or negotiated for corporate clients, as indicated on the website schedule.
Multiple product packages exist for personal, business, and specialized banking needs.
Priority support, higher transaction limits, dedicated managers, preferential rates, and event invitations.
By upgrading to VIP, Premier, or Platinum tiers through qualification criteria or application.
Basic account allows a number of free internal transfers; charges apply for extra and external transactions.
Active or corporate users may receive preferential rates or bundled pricing as part of loyalty schemes.
Yes, tailored for business and institutional clients with negotiated limits and rates.
Yes, personalized conditions are typically available for high-value or long-term clients.
Occasionally, promotional campaigns offer fee discounts through codes or partner offers.
Cashback is available on specific card transactions and periodic promotions.
Business and bulk payment clients may negotiate discounted rates for high volumes.
Yes, the Eazzy Banking mobile app is the main mobile platform.
Available on Android and iOS platforms.
Balance check, transfers, bill payment, account management, loan application, card services, notifications.
Some advanced web features (bulk payments, advanced reporting) may not be fully available on mobile.
Yes, biometric login is supported for smartphones with those capabilities.
No, app requires internet connection for access to services.
Yes, real-time push notifications for transactions, balance, and security alerts.
The app supports dark mode for user interface customization.
Updates are typically pushed monthly or as new features/security patches are released.
Beta versions may be available for testing via the app stores in certain periods.
The web interface is user-friendly, designed for ease of navigation and quick access to core services.
Yes, the online platform is responsive for desktops, tablets, and smartphones.
English and Swahili interfaces are available.
Available for both web and app for comfortable viewing.
Common hotkeys, like keyboard shortcuts for navigation, are available on web but may be limited.
Yes, account statements and transaction data can be exported in PDF/Excel.
Business and corporate clients can access APIs for integration, subject to terms and documentation.
Yes, merchant and fintech APIs enable third-party links with payment, accounting, and ERP systems.
Updates are rolled out regularly for usability, security, and compliance improvements.
Equity Bank issues virtual cards, especially for online shopping via the EazzyPay platform.
Disposable/one-time-use virtual cards may be available for secure online transactions.
Foreign currency accounts are available, but not true multi-currency wallet balances for retail users.
Yes, fixed deposits, unit trusts, and treasury products are offered.
Savings and deposit accounts accrue interest as per account terms.
Loans, overdrafts, and credit facilities are offered to eligible customers.
Platform does not support P2P asset trading; only payment transfers.
Buying or selling cryptocurrencies is not supported through Equity Bank payment services.
Yes, merchant acquiring and POS terminal services are available for businesses.
Yes, mass payout and bulk salary payment solutions are provided to corporate clients.
Loyalty and reward programs are available for card customers and through promotional campaigns.
Earned via card usage, promotional activity, and qualifying transactions.
Cashback is offered on specific card types and merchant partnerships.
Referral bonuses are periodically run for customer acquisition campaigns.
VIP clients receive premium support, event invitations, priority access, and better rates.
Regular seasonal and festival offers, discounts, or cashbacks are promoted.
Eligible account holders may upgrade based on income, balance, or by application.
Discounts available at partnered merchants across travel, shopping, and food.
Yes, business clients may access tailored loyalty or benefit programs.
Equity Bank does not promote or explicitly support online casino transactions but processes legitimate payments if compliant with local laws.
Some controls and restrictions may apply based on regulatory directives.
Accounts can be flagged or restricted if suspicious or high-risk gambling activity is detected.
The service follows local regulations, discouraging illegal gambling and promoting responsible banking.
No specific terms; general account and transaction limits and compliance checks apply.
Transactions are monitored for compliance and anti-money laundering; gambling spend may be flagged.
All financial transactions appear in account history; discretion is not guaranteed.
Users receive the same notifications as for other card or payments; no special gambling alerts.
No special fee structure for gambling transactions; standard card or transfer fees apply.
Personal spending or card limits can be set by user request or app control.
Self-exclusion available on request by contacting support for account use restrictions.
Access is not blocked at payment level, but cards/accounts may be restricted by request or as a regulatory measure.
Users can monitor spending and set personal limits in the app; specific gambling control tools may be limited.
Standard notification systems alert users when set card, account or app limits are reached.
Yes, blocking can be enforced by the user or the bank in line with risk policy.
No dedicated gambling analytics; general transaction analytics are available.
A “cooling-off” or temporary account freeze is possible by contacting support.
Users are encouraged to seek external professional assistance; some informational help may be available.
No formal partnerships publicized as of August 2025.
Users can configure spending alerts and personal limits in the mobile app or online banking.
Acceptance is at the discretion of each online casino; Visa/Mastercard issued by Equity Bank may be accepted where compliant with laws.
No published exclusive partnerships with online casinos.
Fees and acceptance may vary by online casino and jurisdictional regulations.
No specific casino bonuses advertised for use of Equity Bank payment methods.
Deposits are possible where supported; withdrawals subject to card network, casino, and regulatory approval.
Geographic restrictions apply according to local gaming laws and bank’s risk policy.
Standard card or bank transfer processing as per issuer and acquirer.
Casino deposits via card are instant; withdrawals depend on casino processing and card network rules, often 1–3 days.
Some online casinos may charge extra fees for card withdrawals; otherwise standard banking fees apply.
No major issues reported; acceptance subject to each casino and network terms.