What is the official website of the payment service?
https://www.kbstar.com
https://www.kbstar.com
Customer support contacts are available at the bottom of the KB Kookmin Bank homepage under the “Contact Us” or “Customer Center” links.
+82-1588-9999
KB Kookmin Bank typically provides local contact numbers; toll-free options may be available domestically within South Korea.
No dedicated public technical support email; clients are directed to online forms or secure message portals for support.
Email support is generally divided by inquiry type, commonly handled through dedicated forms or department contacts on the website.
Online chat support is accessible via the official website in the Customer Center; availability may vary by working hours.
Chat support is most commonly available during standard business hours, with limited or no service overnight and on national holidays.
Most regulated banks—including KB Kookmin Bank—do not offer official support through messengers like Telegram or WhatsApp.
Customer support is usually available Monday to Friday, 9:00–18:00 local time, excluding public holidays.
Standard support channels do not operate on weekends or national holidays; only urgent or emergency lines may be available.
Yes, KB Kookmin Bank operates a branch network throughout South Korea and selected international locations.
Main headquarters: 26 Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul, Korea; numerous branches across South Korea and overseas.
Personal meetings can be scheduled via the online reservation system, by phone, or in person at a branch.
KB Kookmin Bank has international branches and representative offices in markets such as the U.S., China, Vietnam, and others.
Korean is the primary language; limited support is available in English and select other languages at international branches.
Standard response times range from a few minutes by phone to 24-48 hours for online/email inquiries, depending on complexity.
Priority services, such as dedicated account managers and expedited support, are available for premium or VIP customers.
Callbacks can typically be requested through the website, app, or by phone, with timing based on queue and working hours.
1963 (Kookmin Bank was founded); merged with Housing & Commercial Bank in 2001 to become KB Kookmin Bank.
Originally founded by the South Korean government; now part of KB Financial Group Inc., which owns and manages the bank.
South Korea
KB Kookmin Bank has roots in 1963, merged with Housing & Commercial Bank in 2001, and expanded into fintech, global banking, and digital services over decades.
Major rebranding occurred after the 2001 merger and subsequent launch of new digital banking, mobile app, and payment services.
The board includes the CEO, president, and appointed executives of KB Financial Group and external board members.
KB Financial Group is publicly traded with institutional, private, and public investors. Partners include financial/tech companies and global correspondent banks.
Yes, as part of KB Financial Group Inc., which is listed on the Korea Exchange (KRX) and NYSE (ticker: KB).
As of August 2025, KB Financial Group’s market capitalization is approximately $16–18 billion USD; values fluctuate with the market.
KB Kookmin Bank has subsidiaries including KB Kookmin Card, KB Securities, and multiple domestic/international branches.
Licensed by the South Korean Financial Services Commission and other relevant local/international financial authorities.
KB Kookmin Bank operates in South Korea and maintains branches/representatives in the U.S., China, Vietnam, Japan, Cambodia, Myanmar, and other international markets.
KB Kookmin Bank is exploring cryptocurrency custody but currently does not offer direct crypto services under public license.
Yes, rigorous AML (Anti-Money Laundering) and KYC (Know Your Customer) policies are enforced as per Korean regulation.
KB Kookmin Bank implements industry-standard security certifications such as ISO/IEC 27001; PCI DSS applies to card services.
Regular internal and external IT/security audits are conducted in compliance with regulatory standards and banking best practices.
Client deposits are protected under the Korea Deposit Insurance Corporation, subject to regulatory coverage limits.
Complies with Basel III, ISO 27001, local and global AML, KYC, and information security standards.
While minor compliance issues may occur, there is no record of recent major regulatory fines against KB Kookmin Bank.
Real customer reviews can be found on Google Play, Apple App Store, social media, Google Reviews, and financial forums.
Common complaints include delays in international transfers, occasional app bugs, language barriers for non-Korean speakers, and customer support wait times.
Users praise KB Kookmin Bank for convenient digital banking, extensive ATM/branch network, security measures, and comprehensive mobile app features.
Withdrawal issues are generally rare and resolved quickly; problems may arise from exceeding limits, regulatory holds, or incorrect recipient info.
Users largely appreciate the mobile and online dashboard, noting clarity, intuitive navigation, and a modern design, especially in Korean.
Most clients are satisfied with domestic transaction speeds; delays are sometimes noted for international transfers due to compliance checks.
Most users recommend the service for regular banking, especially Korean residents and expats; international users sometimes face language/verification challenges.
Financial sector experts regard the bank as a secure and reliable institution with strong compliance, stability, and advanced digital services.
KB Kookmin Bank has received multiple awards for digital banking, customer satisfaction, and financial innovation from national and international organizations.
Frequently appears in national banking and global financial rankings, often among the top Korean commercial banks.
Regulatory feedback for KB Kookmin Bank is generally positive, recognizing adherence to financial regulations and customer security protocols.
The bank is regarded as a reliable, stable, and trustworthy partner by merchants, corporate clients, and global correspondents.
Innovation is recognized; KB Kookmin Bank is noted for digital banking transformation, mobile payments, AI chatbots, and fintech initiatives.
Accredited with Korean and international quality, security, and service standard certifications such as ISO 9001, ISO 27001.
KB Kookmin Bank is an active participant and presenter at financial sector events, fintech summits, and innovation conferences.
Positions as a leading, trusted digital/commercial bank in Korea, emphasizing innovation, customer focus, and stability.
Primarily South Korean won (KRW); major foreign currencies (USD, EUR, JPY, CNY, etc.) supported for international payments.
KB Kookmin Bank does not currently support direct cryptocurrency transactions; research into digital asset custody is ongoing.
No proprietary cryptocurrency or token is available through KB Kookmin Bank.
Currency conversion is supported for verified clients via branches, online banking, and mobile app, primarily for travel and trade.
Exchange rates are determined by the bank, reflecting real-time market conditions with publicly posted margin spreads.
Exchange rates are updated regularly throughout the business day, often every few minutes to match market fluctuations.
Stablecoins are not supported; only fiat currency transactions are enabled.
Some exotic currencies may be available, usually with advance notice at selected branches for larger exchanges.
Currency services are restricted by local Korean regulations and the laws of the receiving country; compliance with foreign exchange rules is required.
Supports domestic/international bank transfers, online payments, bill pay, remittance, peer-to-peer transfers, and business payments.
Peer-to-peer transfers between KB Kookmin Bank customers are supported via online/mobile banking.
Transfers to linked debit or credit cards are possible; direct push to external non-Korean cards is typically not available.
Yes, funds can be sent to personal/business accounts at domestic and most international banks.
Bill payment for utilities, taxes, credit cards, and services is available via the website, app, ATMs, and branches.
Recurring payment setups are offered for regular bills, loans, subscriptions, and other periodic expenses.
Yes, automatic transfers can be scheduled for regular payments or to other accounts.
Payment scheduling is available via web or mobile banking for future-dated payments and transfers.
Group payments and splitting functions are minimally available; most coordinated through manual or shared scheduled transfers.
The creation and management of payment links is rare for traditional banks, but some invoice and request features exist for business clients.
Minimum amounts depend on the specific service; generally low minimums (e.g., KRW1,000) for domestic transfers and deposits.
Maximum amounts depend on account verification, transaction type, and regulations—generally up to several hundred million KRW per day for verified users.
Yes, there are daily transaction limits varying by transaction type, user verification, and risk profile.
Monthly and annual transfer limits are established by regulatory guidelines and user status, with higher caps for fully verified users.
Limits can be increased by submitting additional identification and verification documents either online or at a branch.
Yes, higher verification levels enable increased limits for transactions, transfers, and withdrawals.
New accounts often have lower limits and access restrictions until full verification and a waiting period are completed.
International transfers and cross-border limits vary depending on destination country and regulatory requirements.
Temporary blocks may occur for security, suspected fraud, or regulatory reasons. Users can request voluntary blocks.
Limits may apply to the number of daily transactions to mitigate fraud risk and comply with regulations.
Minimum deposit amounts vary by funding method; usually as low as KRW1,000 for store/ATM/online deposits.
Funding methods include cash deposit at branch/ATM, domestic transfer, salary deposit, wire transfer, and mobile deposits.
Most local funding methods are free; international wires and currency exchange may incur fees.
Minimum funding thresholds are typically low (KRW1,000–10,000), depending on the deposit channel.
Local deposits are credited in real-time or within minutes; international wires can take 1–3 business days.
Withdrawals can be made via ATM, cash at branch, domestic transfer, or international wire.
Withdrawal fees apply to international wires and non-network ATM usage; domestic ATM/branch withdrawals are usually free or low-cost.
Domestic withdrawals are real-time; international withdrawal times depend on recipient institution but generally range from 1–3 business days.
Limits vary by account, verification level, method, and regulatory risk profile. Higher verification enables higher withdrawal limits.
Card-based funding is generally processed instantly, with rare delays for verification or security.
Domestic bank transfers are usually processed in real-time; international transfers may take 1–3 business days.
KB Kookmin Bank currently does not support direct cryptocurrency transfers.
Transfers between KB Kookmin Bank customers are generally instant unless flagged for security checks.
Some processing (e.g., interbank or currency conversion) may be delayed during weekends; real-time transactions are usually available.
National and international holidays can delay certain funding and settlement operations, especially cross-border transfers.
Express processing is usually unavailable for domestic transfers but may be offered for certain international wire services with extra fees.
Speed depends on method, processing time of involved banks, regulatory checks, and business hour timing.
Notifications are provided via SMS, push notifications, or email for most funding and transaction events.
If processing exceeds usual timeframes, contact customer support with transaction details for investigation.
Requests for domestic withdrawal are near-instant; international wires are processed within the next business day.
ATM withdrawals are processed immediately; issues may occur only if there are technical or security holds.
Domestic transfers are near-instant; international transfers typically take 1–3 days depending on the banks and countries.
Cryptocurrency withdrawals are not supported by KB Kookmin Bank.
Withdrawals via ATM are generally instant; cross-border or interbank withdrawals may be delayed until the next business day.
Withdrawal speed can be affected by domestic and international holidays, delaying non-automated transactions.
Expedited withdrawal services may be available for certain wire transfers, subject to extra fees and eligibility.
Method, day/time, compliance checks, verification level, and recipient bank processing determine withdrawal speed.
Clients receive notifications on withdrawal status via SMS, email, or app push notifications.
Pending withdrawals that have not yet processed can often be canceled via online banking or by contacting customer support.
Registration is completed at a branch, via online banking, or mobile app, providing necessary identification and account information.
Required data includes name, date of birth, national ID/passport, address, contact info, and sometimes supporting documents.
Email is preferred but not always mandatory; phone number and ID are required for account creation.
Phone confirmation is required to verify identity and activate account security features.
Minimum age is typically 18; minors may open custodial accounts with parents/guardians.
Business accounts are available, requiring company registration documents, business licenses, and certified signatory information.
Submission of genuine personal/business information and valid documentation is mandatory to comply with regulatory requirements.
Residents and citizens of countries sanctioned or restricted under South Korean law may be barred from registration.
Account activation is nearly instant upon successful document verification, though additional review may take 1–3 business days.
Multiple verification levels exist, including basic, advanced, and business, with higher access for enhanced KYC users.
Basic verification includes a government-issued photo ID and proof of address.
Enhanced verification often requires additional documentation, like proof of income, utility bills, or business documents.
Digital and scanned documents are accepted for most registration and verification procedures.
Verification usually completes within minutes to 1–3 business days, depending on workload and document clarity.
Limited access is possible, e.g., for account inquiries or app browsing; transactional capabilities are disabled until verification.
Unverified users cannot transact, withdraw, or use full features until identity verification is complete.
Address confirmation is part of the KYC process and usually validated via submitted documentation.
For higher-level digital verification, submitting a selfie with your ID is often required to confirm identity.
Documents may need updating if expired, with major updates typically required every few years or if information changes.
KB Kookmin Bank uses advanced encryption such as TLS/SSL, data tokenization, and multi-layered cybersecurity protocols.
Two-factor authentication is supported for both online and mobile banking, often via SMS or security app.
SMS notifications and one-time passwords are required for transaction confirmation and security.
Biometric authentication (e.g., fingerprint, facial recognition) is supported in the mobile application.
Blockchain technology is not deployed in retail banking; research and pilot programs for digital assets are ongoing.
Multi-tiered security defenses are in place, including physical, digital, and personnel controls.
Personal data is protected through encryption, access control, compliance with Korean and international privacy laws, and secure storage.
Cold storage is not currently applicable as cryptocurrency services are not directly offered to clients.
DDoS mitigation strategies, firewalls, and advanced security platforms are used to protect online banking infrastructure.
Security audits are performed regularly, including internal, external, and regulatory-initiated assessments.
Anti-phishing features include customer education, phishing detection, website certificates, and transaction authentication.
Automated fraud detection systems monitor transactions for suspicious activity, triggering alerts and reviews.
Money laundering is countered with KYC/AML checks, transaction monitoring, regulatory reporting, and staff training.
Accounts flagged for suspicious activity can be frozen or blocked pending investigation.
Users should immediately contact customer support; the bank investigates and may freeze accounts or reverse transactions if possible.
Report concerns via dedicated help lines, online banking, or at branches, providing all relevant details for prompt action.
Compensation is evaluated case-by-case; prompt reporting and compliance with security practices are prerequisites.
Customers may dispute unauthorized or incorrect charges, with investigation and remediation procedures in place.
Disputes can be filed through customer support, in writing, or at branches; documentation review follows regulatory protocols.
The bank holds cyber risk insurance and coverage, though customer-level compensations depend on case investigation.
Domestic transfers are often free or low-fee; international/remittance/wire transfers incur higher fees, disclosed before confirmation.
Local account funding is usually fee-free; international and currency deposits may incur charges.
Withdrawals from ATMs/branches are usually free; international wire or out-of-network ATM withdrawals incur fees.
Fees for FX transactions are based on spread margins and disclosed before executing the transaction.
Banks may charge inactivity or dormancy fees after extended periods, complying with regulatory standards.
Standard retail accounts typically have no monthly fees; premium/business accounts may include maintenance charges.
Transaction cancellation fees are rare but may apply for cross-border wires or after cut-off times.
Faster processing of certain international operations may be available for an additional express fee.
KB Kookmin Bank publicly discloses all fee schedules to ensure transparency and compliance with consumer protection laws.
Fees for large transactions may include tiered rates, percentage-based commissions, or fixed caps depending on type and frequency.
Basic, premium, and business tariff plans exist, offering different rates, benefits, and service levels.
VIP clients receive priority service, dedicated managers, higher limits, customized products, preferential rates, and invitations to exclusive events.
Preferential terms are available to clients meeting balance requirements, transaction volume, or premium relationship criteria.
Free domestic transactions and ATM usage are permitted up to monthly limits; premium accounts offer enhanced allowances.
Discounts/reduced fees are commonly offered based on usage, tenure, or participation in promotional campaigns.
Corporate tariff plans offer bulk discounts, higher limits, and business-oriented services.
Custom plans may be negotiated for large clients or businesses, subject to approval.
Promotional codes and campaigns may offer fee reductions, cashback, or service bonuses during specific events.
Cashback is offered via affiliated credit/debit cards and promotional campaigns.
High-volume users or corporate accounts may qualify for volume-based discounts on transactions and services.
Yes, “KB Star Banking” is the official KB Kookmin Bank mobile app.
The app is available for Android and iOS devices.
The app offers balance inquiry, transfers, bill payments, FX, credit card management, notifications, and security settings.
Most functions are similar, but some advanced settings or features may be web-only or optimized differently in the app.
Yes, biometric authentication such as Touch ID/Face ID is supported in the app.
Core functions require an internet connection; limited features such as offline account info may be available.
Push notifications about transactions, security events, and updates are available.
Dark mode has been implemented in recent app versions for supported devices.
Updates occur regularly, typically every 1–3 months or as needed for security and feature releases.
Beta versions or early access programs may be available to selected users via app stores or company recruitment.
The web interface is designed for clarity, usability, and easy navigation, especially in Korean.
Yes, the web application supports responsive design for use on different devices and screen sizes.
The primary online interface is in Korean, with limited English functionality available.
Night (dark) mode is increasingly available on both web and mobile versions.
Standard banking web platforms may support browser-based hotkeys; dedicated hotkeys are not widely implemented.
Users can export account statements and transaction data in standardized formats (PDF, CSV) via the online platform.
APIs may be available for corporate clients or fintech partners upon request, subject to bank approval.
Integration with tax, accounting, and selected financial platforms is supported for qualified users and partners.
Updates are rolled out regularly, in line with security enhancements and feature improvements, typically every 1–3 months.
Virtual credit/debit cards are offered, especially for online purchases and enhanced security.
Disposable/one-time cards may be supported for specific business or online transactions.
Multi-currency account functions are available for business and select individual clients as per eligibility.
A wide variety of investment products—including deposits, mutual funds, stocks, and bonds—are available within the bank’s offering.
Interest is paid on savings, deposit, and select current accounts as per product term and prevailing rates.
Credit cards, loans, mortgages, and credit lines are available for eligible clients.
KB Kookmin Bank does not offer P2P trading; exchange and investment products are provided through regulated financial market channels.
Cryptocurrency buying/selling is not directly supported; custody pilot programs are in development.
Merchant acquiring services and POS payment processing are available for business clients.
Mass payout/bulk payment options are available for corporate clients.
Loyalty programs are available, primarily bundled with credit/debit card and banking products.
Points are earned through card use, active banking, and participation in promotional campaigns.
Cashback programs are primarily available for card payments, not for transfers or other direct payment operations.
Referral programs are occasionally run, incentivizing clients for bringing in new customers.
VIP clients access priority lanes, dedicated managers, higher investing/transfer limits, exclusive products, and event invitations.
Seasonal and event-based promotions are regularly available for products and payment services.
Premium status is assigned to clients meeting set criteria in assets, usage, or relationship duration.
Partnerships with merchants and service providers offer clients discounts, especially through cards and promotional events.
Business/corporate loyalty programs are offered with tiered benefits based on relationship value and transaction volume.
Transactions with regulated lottery and gaming services may be allowed; explicit online casino payments are typically restricted.
South Korean banks, including KB Kookmin Bank, generally restrict or block online gambling and casino-related transactions.
Accounts involved in unauthorized gambling or suspicious transactions can be blocked in compliance with regulations.
The bank adheres to national policy, which is highly restrictive toward online gambling, blocking or monitoring such transactions.
No special or preferential conditions are provided for gambling operations due to regulatory constraints.
Transactions suspected to involve gambling are monitored, reported, and sometimes blocked in compliance with AML laws.
KB Kookmin Bank complies with anti-money-laundering laws and does not support concealing gambling-related transactions.
Clients may receive alerts or notifications if transactions are flagged as gambling, for security and legal compliance.
No special fees; however, blocked transactions may result in reversal/cancellation fees per policy.
Specific gambling limits are not user-configurable; the bank enforces strict transaction monitoring instead.
Self-exclusion features for gambling are not standard; clients may request blocks on specific transactions or merchants.
Banks can block card/account transactions with known gambling merchant codes or sites.
Direct gambling control tools are uncommon; transaction monitoring and voluntary restrictions can be discussed with the bank.
Clients typically receive notifications when approaching transaction or account limits, including those triggered by gambling activity.
Yes, operations with certain merchant codes or casinos can be proactively blocked for legal or compliance reasons.
Standard expense tracking does not break out gambling activity; clients can review transaction history for details.
No formalized cooling-off period; users can request temporary blocks on certain transaction types through customer support.
The bank refers clients to government or third-party counseling and support for gambling problems.
Partnerships with gambling addiction support organizations are rare; informational resources may be provided as needed.
Clients may enable transaction notifications in digital banking platforms, or request help tracking specific spending categories at a branch.
KB Kookmin Bank cards are not typically accepted by major online casinos due to legal restrictions in Korea.
No exclusive partnerships exist between KB Kookmin Bank and casinos or gambling merchants.
Usage conditions depend on the legal jurisdiction; in South Korea, online gambling transactions are largely prohibited.
No bonuses for casino payments owing to legal and compliance barriers.
Not typically possible for Korean-issued cards and KB Kookmin Bank accounts due to regulatory restrictions.
Yes, South Korea prohibits most online casino transactions; restrictions apply to both domestic and international casino payments.
Casino operators usually block or refuse transactions from Korean banks due to regulatory compliance obligations.
Transactions are generally refused or blocked; successful gambling-related transactions are rare with Korean bank products.
Fees are not typically applicable as transactions are restricted or blocked by the bank and the casino operator.
Yes, compatibility issues are significant due to Korean laws prohibiting use of domestic banking products for online gambling.