What is the official website of the payment service?
https://www.rblbank.com
https://www.rblbank.com
Customer support contacts can be found in the "Contact Us" section at the bottom of RBL Bank's homepage.
1800 120 8400
Yes, 1800 120 8400 is a toll-free number for customer support in India.
RBL Bank provides separate email addresses for credit cards ([email protected]), loans, and escalations; details are on their website.
Online chat support is available on the official website’s homepage under "Online Chat" or "Contact Us."
Online chat support hours may vary, but standard industry practice is to offer chat support during business hours with limited 24/7 availability.
RBL Bank offers WhatsApp banking support at +91 9289 000 888; Telegram support is not commonly provided.
Standard customer support hours are 9:00 AM to 7:00 PM, Monday to Saturday, excluding public holidays.
Support is generally available on Saturdays but not Sundays or national holidays unless specified for card-related issues.
Yes, RBL Bank has numerous branches and regional offices across India for in-person service.
Physical branches and offices are located in major cities across India; a complete list is on the website's "Branch Locator."
Customers may schedule meetings with branch managers by contacting the branch directly; advance appointment is recommended.
RBL Bank is primarily based in India and does not maintain international branch offices.
Support is available in English, Hindi, and other regional Indian languages, depending on the channel and location.
Phone and chat support usually respond within minutes; email responses can take 1-3 business days, subject to query type.
Priority banking clients receive dedicated Relationship Managers and expedited services, as per industry standards.
Callback requests can be made by submitting a form via the website or app, and will be scheduled during business hours.
RBL Bank was founded in 1943.
RBL Bank was founded as Ratnakar Bank; current ownership is institutional and public shareholders.
The company is registered in India.
RBL Bank started in Kolhapur in 1943, grew regionally, and underwent expansion, rebranding, and digital service launches since 2010.
The bank rebranded from Ratnakar Bank Limited to RBL Bank in 2014, with significant upgrades to digital and payment services in recent years.
Key executives include the Managing Director & CEO, the Chairman, and several Independent Directors, as detailed in the bank’s annual report.
Major investors include institutional shareholders, private equity firms, and strategic financial partners listed in regulatory filings.
Yes, RBL Bank is a publicly traded company listed on the Bombay Stock Exchange (BSE) and National Stock Exchange (NSE) in India.
Market capitalization fluctuates; as of August 2025, it stands at approximately ₹180 billion.
RBL Bank has subsidiary branches and representative offices throughout India, but no significant overseas subsidiaries.
RBL Bank holds a banking license from the Reserve Bank of India, allowing it to provide payment and banking services.
RBL Bank operates officially across India, providing services nationwide.
Like most Indian banks, RBL Bank does not hold cryptocurrency-specific licenses as crypto operations face regulatory restrictions in India.
RBL Bank adheres to RBI-mandated AML and KYC compliance standards, including customer verification and monitoring procedures.
Industry-standard security certifications such as PCI DSS for card payments and SSL encryption are maintained.
Security audits are regularly conducted by internal teams and regulators to ensure systems comply with legal and technical standards.
Deposits are insured up to ₹500,000 per depositor under the Deposit Insurance and Credit Guarantee Corporation (DICGC) in India.
Compliance includes ISO, PCI DSS, and other global financial and data security standards applicable to banks.
RBL Bank has occasionally received minor penalties from the RBI for procedural lapses; major violations are not publicly reported.
Reviews are available on Google Reviews, Play Store, App Store, and financial consumer forums.
Users often cite issues with customer service response times, technical app glitches, and payment delays.
Users appreciate the wide branch network, availability of modern banking products, and improved digital service features.
Occasional delays are reported, usually related to technical glitches or holiday processing, but services are generally stable.
The mobile and web interfaces are rated convenient and user-friendly, although some users report intermittent technical issues.
Most transactions are processed quickly; occasional delays may occur during high-traffic or system maintenance times.
Many users recommend RBL Bank for regular banking and payments, citing competitive services and branch availability.
Financial analysts consider RBL Bank a reliable mid-tier private sector bank with robust compliance and technology practices.
RBL Bank has received awards for banking innovation, customer service, and digital transformation from industry bodies.
RBL Bank is regularly featured in ecommerce, digital banking and payment system rankings for Indian banks.
Regulators provide general recommendations; RBL Bank is considered compliant with RBI norms and best practices.
Partners and merchants value RBL Bank for reliability, payment gateway integrations, and professional banking relationships.
RBL Bank is noted for its adoption of fintech solutions, modern payment methods, and innovative banking products.
The bank holds ISO and PCI DSS certifications, demonstrating commitment to quality and secure operations.
RBL Bank regularly participates in banking and fintech conferences, and contributes expert speakers on payments and technology.
RBL Bank positions itself as a modern, customer-focused, innovative bank with digital payment solutions for individuals and businesses.
Indian Rupee (INR) is the primary supported fiat currency; foreign currency services are available for eligible accounts.
Cryptocurrencies are not directly supported due to Indian regulatory restrictions on banks handling cryptocurrencies.
RBL Bank does not issue or support any proprietary cryptocurrency or token.
Currency conversion is available for eligible forex accounts, subject to RBI norms and individual customer eligibility.
Exchange rates are sourced from market rates, RBI notifications, and authorized dealer rates for foreign exchange transactions.
Exchange rates are updated multiple times daily in line with market fluctuations and regulatory guidelines.
Stablecoins are not supported as banking regulations prohibit direct crypto transactions for Indian banks.
Some exotic currencies may be handled through forex services, subject to RBI permissions and correspondent bank arrangements.
Service is limited primarily to INR within India; international currency services are governed by RBI and FEMA regulations.
RBL Bank supports NEFT, RTGS, IMPS, UPI, card transfers, and bill payments as standard transfer methods.
Yes, peer-to-peer transfers via IMPS, UPI, and intra-bank transfers are supported.
Transfers can be made to debit and credit cards issued by RBL Bank; specific third-party card transfers depend on interbank arrangements.
Yes, transfers to domestic and international bank accounts are available per RBI guidelines and SWIFT network.
Bill payments for utilities, telecom, and other services can be made via RBL Bank’s platforms.
Recurring payments like ECS, standing instructions, and auto-pay for bills and loans are supported.
Automatic scheduled transfers, standing instructions, and auto-debits can be configured in online banking.
Scheduled payments can be set up via online banking and the mobile app for future dated transactions.
Group payments and bill splitting features are emerging, typically through UPI-linked payment options.
Payment link generation is available via UPI and merchant gateways for business accounts.
The minimum amount varies; typically ₹1 for UPI, ₹10 for NEFT/IMPS, and as specified by payment method.
Maximum limits depend on method: UPI up to ₹100,000 per transaction, NEFT/RTGS up to account limit or RBI ceilings.
Yes, daily limits apply per payment method and account type; UPI, IMPS, and card transactions have set limits.
Monthly and annual transaction limits are set as per RBI rules and user account agreements; higher for verified business accounts.
Limits may be increased upon request and submission of additional KYC or income documentation, subject to approval.
Verified users can access higher transaction limits, subject to KYC and account type.
New accounts have reduced transaction limits and may face restrictions until KYC is completed.
International limits adhere to RBI’s FEMA guidelines; outbound transactions have country-specific restrictions.
Transactions may be temporarily blocked due to suspicious activity, compliance checks, or user requests for security.
Daily transaction volume limits are set for certain payment methods to mitigate risks and comply with regulatory standards.
Minimum funding is often ₹100 for most account types; specific products may require higher initial deposits.
Funding can be done via cash, cheque, NEFT, RTGS, IMPS, UPI, debit/credit card, and branch deposit.
Most funding methods are free; some channels like credit card funding may incur transaction fees.
Usually ₹100 minimum for account deposits; actual limits can vary by account type and funding method.
Funds are usually credited instantly by electronic channels like UPI/IMPS; cheque and bank transfers take longer.
Withdrawals can be made via ATM, branch cash withdrawal, NEFT/RTGS/IMPS, and account transfer.
Withdrawals from ATMs in excess of free transactions, or NEFT/RTGS transfers, may attract standard transaction fees.
Electronic withdrawals (IMPS/UPI) are instant; NEFT/RTGS may take a few hours; branch withdrawals are immediate during business hours.
Daily withdrawal limits apply for ATMs (e.g., ₹40,000/day), and specific transaction caps for online transfers.
Funding with debit/credit cards is generally instant; credit card repayments via other banks may take 1-2 business days.
NEFT may take up to 2 hours (within working hours); IMPS and UPI are instant; RTGS is real-time within window.
Cryptocurrency transactions are not supported by RBL Bank.
Yes, IMPS, UPI, and intra-bank transfers are processed instantly.
Electronic channels remain instant; bank or cheque deposits may be delayed on weekends.
Funding can be delayed during bank holidays due to non-processing of NEFT/RTGS and cheque clearing.
Industry practice allows some expedited service for urgent payments; RBL Bank services may vary by channel.
Processing speed depends on payment channel, time, bank policies, and regulatory schedules.
SMS/email notifications are sent upon successful funding and status changes, depending on user preferences.
If funding is delayed, users should contact customer support, verify details, or raise a complaint online or at the branch.
Most withdrawal requests are processed instantly for electronic channels; other methods may take 1-3 business days.
ATM withdrawals are instant; card to account transfers vary by channel, typically 1-2 business days.
Bank transfers (IMPS/UPI) are immediate; NEFT/RTGS may take a few hours to 1 business day.
Cryptocurrency withdrawals are not available through RBL Bank.
Electronic withdrawals generally remain uninterrupted; some methods may experience holiday/weekend delays.
Withdrawals using NEFT or branches may be delayed during public holidays due to banking schedules.
Some banking products offer express processing for a premium, but fee structures vary by service and channel.
Method used, transaction time, compliance checks, and banking schedules determine processing speeds.
SMS and email notifications are provided for withdrawal confirmations and status updates.
Withdrawal request cancellation is possible for non-instant transactions before processing; instant transactions cannot be reversed.
Registration requires account opening via branch visit or online form submission with identity verification documents.
Full name, address, phone number, email, ID proof, address proof, and PAN card are typically required.
Registration may proceed using phone verification, but email is recommended for digital account functions.
Yes, phone number verification via OTP is standard for account and service registration.
Minimum age is 18 years for adults; minors’ accounts require guardianship and additional documentation.
Yes, corporate and business accounts can be opened with company documents, authorization letters, and KYC.
Real, verifiable personal and company data is required by law for account creation and compliance.
Only Indian residents and eligible Non-Resident Indians (NRIs) can register; foreign citizens are restricted.
Account activation can be instant for online KYC compliance, or 1-3 days for full documentation review.
Basic KYC, full KYC, enhanced verification for corporate/business accounts are offered.
Basic verification requires ID proof, address proof, PAN card, and recent photograph.
Full verification typically requires additional income proof, business documents, and enhanced due diligence.
Certified digital copies of documents are accepted via secure online upload or email.
Basic verification is often instant; full KYC may require 1-3 business days.
Using the service without full KYC is limited to basic features until complete verification is achieved.
Unverified users have lower transaction limits and limited access to advanced banking and payment features.
Address confirmation via documents and potential physical verification is standard practice before enabling full services.
Selfie or photo verification is increasingly required for digital onboarding and enhanced security.
Documents may need updating upon expiry, regulatory changes, or major life events; periodic review is mandated.
RBL Bank uses SSL/TLS encryption and advanced security technologies to protect all digital transactions and data.
Two-factor authentication (2FA) is supported for login, transactions, and sensitive operations.
SMS confirmations are sent for transaction alerts, OTPs, and security notifications.
Biometric authentication such as fingerprint and face recognition is available for mobile app login and select transactions.
RBL Bank does not currently use blockchain for retail banking or payments.
Multi-layered security includes multi-factor authentication, encryption, monitoring, and risk control measures.
Personal data is secured by encryption, data access controls, privacy policy compliance, and regular security audits.
Not applicable; RBL Bank does not handle cryptocurrencies.
DDoS mitigation measures are part of standard IT security protocols at major banks.
Security audits are conducted regularly, both internally and by external agencies.
Anti-phishing protection includes user education, URL screening, SMS/email alerts, and secure access procedures.
Automated systems monitor transactions for suspicious activities and trigger alerts for investigation.
AML procedures involve transaction monitoring, reporting, KYC, and regulatory compliance.
Suspicious accounts are blocked and reviewed in accordance with regulatory and internal compliance standards.
Users should report fraud immediately; banks conduct investigations and may reverse or block affected transactions.
Suspicious activity can be reported via the customer care helpline, email, app, or by contacting a branch.
Compensation is subject to investigation, terms and conditions; banks often reimburse in case of proven fraud.
Users have rights to dispute transactions, raise complaints, and request investigations as per regulatory and bank policy.
Written complaint to the bank is required; review and resolution processes follow regulatory guidelines.
Industry standard is to maintain cyber insurance; details on specific coverage should be requested from the bank.
Transfer fees vary by method; UPI and IMPS are often free, NEFT/RTGS may incur nominal charges per transaction.
Most funding methods are free; some options, like credit card deposits, may incur fees.
ATM withdrawals beyond free monthly limits, or branch withdrawals above set limits, may incur transaction fees.
Currency conversion attracts service charges and margins as disclosed during each forex transaction.
Inactivity fees are not standard for Indian banks; check specific product terms for details.
Savings accounts may require minimum balance; current and specialized accounts may have monthly/annual maintenance fees.
Most operations, once initiated, cannot be canceled; cancellation fees, if applicable, are stated upfront.
Fees for express or urgent transactions may apply depending on payment channel.
All fees are transparently disclosed in the schedule of charges and user agreements.
Large transaction fees are calculated based on standard rate cards, tiered structures, and regulatory norms.
Yes, standard, premium, corporate, and specialized account tariff plans are available.
VIP clients get priority support, higher transaction limits, preferential rates, and access to exclusive services.
Preferential terms are given to high-value clients, premium customers, and through negotiation or promotional schemes.
Savings accounts offer a set number of free ATM and transfer operations per month; excess attracts fees.
Active users may receive fee waivers, cashback, or rewards based on bank relationship programs.
Yes, business accounts have tailored tariffs, bulk payments, payroll, and fee structures.
Custom conditions may be negotiated for corporate or high-volume clients.
Promotional codes and offers may be valid for fee waivers, cashback, or rewards during campaigns.
Cashback is offered on select cards, bill payments, and promotional activities with specific terms.
Volume-based discounts are possible for business clients and high-transaction accounts.
Yes, the official RBL Bank mobile banking application is available.
Available on iOS and Android platforms through the App Store and Google Play.
Account management, payments, fund transfers, bill pay, card services, notifications, and customer support are accessible.
Some advanced features may be web-exclusive; mobile apps focus on everyday banking and payments.
Biometric login such as Touch ID and Face ID is supported on compatible devices.
Offline access is limited; most operations require internet connectivity, except for some informational services.
Push notifications for transactions, account changes, and promotions are available.
Dark mode is available in recent app versions on supported devices.
Updates are released regularly, typically monthly or as needed for new features and security fixes.
Beta and early access versions may be available for specific users and through app platform programs.
The web interface is considered user-friendly, with a focus on accessibility and streamlined account management.
The RBL Bank website supports responsive design for use on desktops, tablets, and smartphones.
English and Hindi are standard; regional language support varies by channel.
Night or dark mode for the website is in development or limited rollout for supported browsers.
Direct hotkey support is limited; accessibility enhancements are provided for desktop users.
Account statements and transaction history can be exported in PDF, CSV, and Excel formats via online banking.
APIs are available for business and merchant integration, with documentation on the developer and partner portal.
Banking APIs and payment gateway solutions support integration with third-party services for businesses.
Web interface updates occur periodically, reflecting regulatory, technological, and cybersecurity changes.
Virtual cards for secure online transactions are available for eligible cardholders.
Disposable virtual cards can be generated for online purchases; validity and usage are limited for security.
Multi-currency functionality is limited and primarily available for select corporate and NRI account holders.
RBL Bank offers investment products such as fixed deposits, mutual funds, bonds, and insurance.
Savings and term deposit accounts earn interest as per published rates and product terms.
Credit cards, personal loans, home loans, business loans, and overdraft products are available.
Peer-to-peer trading is not directly supported; primary focus is on payments and traditional banking products.
Cryptocurrency trading is not offered due to regulatory restrictions.
Merchant acquiring and payment processing for businesses is available; includes PoS, payment gateway, and online solutions.
Bulk payout options are available for corporate customers via online banking and API solutions.
Loyalty and rewards programs are available for select RBL Bank cards and products.
Points are earned through card transactions, bill payments, and promotional campaigns.
Cashback on merchant spends, utility payments, and specified transactions is offered on select cards and promotions.
Referral programs offer rewards for inviting new customers, as part of campaign initiatives.
VIP clients get dedicated support, higher limits, exclusive cards and products, and priority processing.
Regular seasonal promotions, festive offers, and time-limited campaigns provide additional benefits.
Premium account status can be obtained based on products held, account balances, or by participation in bank programs.
Discounts and offers with retail, travel and dining merchants are available to cardholders and account customers.
Corporates can benefit from business loyalty and benefits programs linked to spending and volume.
Most regulated banks, including RBL, restrict direct transactions with online gambling sites, following RBI policy.
Gambling and betting transactions are restricted or blocked in line with RBI and national laws.
Accounts may be blocked or transactions denied for activity found to violate gambling transaction policies.
Gambling transactions are discouraged and monitored; policies reflect regulatory compliance.
Special restrictions, monitoring, and denial policies are in place; banking services do not offer gambling-oriented terms.
Yes, transactions identified as gambling are tracked as part of compliance and risk monitoring protocols.
Banks are required to disclose and monitor all transactions for compliance; hiding gambling transactions is not supported.
Notifications may be sent for flagged or denied gambling transactions.
Gambling-related transactions are generally blocked; fees are not specifically assigned.
Limits can be set on debit/credit card transactions, but banks do not facilitate gambling expense controls directly.
Some banks support self-exclusion for gambling transactions; details should be requested from customer support.
Access and payments can be restricted based on transaction type and regulatory guidance.
Direct management of gambling expenses is not industry standard; indirect controls are set by transaction limits and policies.
Notifications are sent for attempted transactions exceeding preset limits.
The bank blocks casino transactions if detected as per compliance policies.
Gambling expense tracking is generally not provided, industry standard is to offer overall transaction history.
Cooling-off features for gambling are rare; self-exclusion or blocking is recommended for problem users.
The bank may refer users to professional assistance organizations for gambling addiction.
Formal partnerships are uncommon; some banks provide resource links for assistance.
Users can set transaction alerts for all spending; gambling-specific notifications may require account customization.
RBL Bank cards and payment methods may be accepted on some international casino sites, subject to local restrictions.
Indian banking regulations restrict exclusive partnerships with casino merchants.
Transaction conditions and acceptance may differ based on casino, payment network, and regulatory location.
Banks do not offer bonuses for casino spending, in accordance with regulatory best practices.
Usage for deposits and withdrawals depends on individual casino policies and regulatory restrictions.
Transactions with casinos are often blocked for Indian accounts when used from India.
Casino operators process using standard card networks or payment gateways, subject to acceptance.
Processing times are similar to other card transactions, subject to approval and regulatory controls.
Additional fees may be charged by casino platforms, not by the bank, for deposits/withdrawals.
Compatibility depends on the payment network, regulatory policies, and casino operator integrations.