What is the official website of the payment service?
https://www.ujjivansfb.in
https://www.ujjivansfb.in
Visit the Ujjivan SFB website contact page or check your bank-issued documents for customer service details.
1800 208 2121
Yes, Ujjivan SFB provides 1800 208 2121 as a toll-free customer service helpline.
For general banking inquiries, use [email protected]; loans inquiries have [email protected], and grievance redressal has [email protected].
Online chat support is available on the official website under the “Contact Us” or “Help” section if offered.
Chat support may not be available 24/7; most banks offer chat during standard business hours for maximum staff availability.
Support via WhatsApp is available at +91 96388 00107.
Customer support usually operates from Monday to Saturday, 9:00AM to 7:00PM, excluding federal holidays.
Most financial services provide support on Saturdays but may have limited hours; support is usually unavailable on national holidays.
Yes, Ujjivan SFB has branches throughout India for in-person support and banking needs.
Offices are located in major cities across India, including Bengaluru (corporate office), Delhi, Mumbai, and others.
Clients can book personal meetings at local branches via phone, online appointment, or in-person requests based on branch policy.
Ujjivan Small Finance Bank operates solely within India and does not have international representatives.
Customer support is typically available in English, Hindi, and most regional Indian languages.
Telephone and WhatsApp queries usually receive immediate or same-day responses, while email inquiries may take up to 48 hours.
Many financial institutions offer prioritized support for premium clients through dedicated relationship managers and faster response times.
Callback requests can be made via the website, app, or phone banking, and are generally processed within one business day.
Ujjivan Small Finance Bank was founded in February 2017.
Ujjivan Small Finance Bank is promoted by Ujjivan Financial Services Ltd.; Samit Ghosh is the founder.
Ujjivan started as a microfinance institution in 2005, became a Small Finance Bank in 2017, and expanded rapidly with branches nationwide.
Transitioned from Ujjivan Financial Services to Ujjivan Small Finance Bank in 2017; ongoing service updates are periodically announced.
Board includes MD & CEO (Ittira Davis, as of 2025), independent directors, and representatives from major shareholders.
Major stakeholders include Ujjivan Financial Services Ltd. and institutional investors; partnerships involve financial and technology service providers.
Yes, parent company Ujjivan Financial Services Ltd. is listed on the NSE and BSE stock exchanges.
Ujjivan Financial Services Ltd. market capitalization fluctuates; refer to Indian stock exchange sites for current value.
Ujjivan Small Finance Bank operates its own branch network across India and is a subsidiary of Ujjivan Financial Services Ltd.
Holds RBI Small Finance Bank license and relevant Indian banking regulatory approvals.
Ujjivan Small Finance Bank operates officially in India, with services restricted to Indian jurisdiction.
Ujjivan Small Finance Bank does not hold any cryptocurrency-specific licenses.
Yes, strict AML and KYC processes are followed as mandated under RBI and Indian law.
Banks commonly hold certifications such as ISO 27001 for information security; PCI DSS may apply for card operations.
Regular security audits are required by financial regulations, typically conducted by accredited third parties or internal teams.
Deposits are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor.
Complies with RBI, DICGC, ISO 27001, and industry security norms for banking.
No major regulatory violations publicly reported for Ujjivan Small Finance Bank.
Check Google Reviews, Trustpilot, Play Store, App Store, and independent banking forums.
Typical complaints include app technical issues, occasional delays in fund transfers, and branch service wait times.
Users frequently praise responsive customer service, wide branch reach, and low minimum balance requirements.
Some users report minor delays during holidays; generally, withdrawals are processed efficiently.
The digital interface receives mostly positive feedback for intuitive navigation and easy access to services.
Transaction speed is rated highly; most operations, especially transfers, are processed quickly.
User recommendation rates are good; many customers suggest the bank for its service quality and convenience.
Experts find the bank’s RBI backing and security practices to be robust and reliable.
Ujjivan SFB has received awards for financial inclusion, customer service, and technology innovation in banking.
Yes, it routinely features in small finance bank and digital banking rankings in India.
RBI registration and licensing imply regulatory approval and compliance endorsement.
Partners and merchants regard Ujjivan SFB as a stable and reliable financial institution.
The bank is recognized for introducing easy onboarding and digital banking features.
Common banking quality certifications such as ISO 9001 are pursued for service excellence.
Bank representatives attend finance industry events, fintech conferences, and regulatory forums.
Ujjivan SFB positions itself as a leading financial inclusion provider, serving urban and semi-urban clientele.
Indian Rupee (INR) only
Ujjivan Small Finance Bank does not support cryptocurrency transactions.
No proprietary token or cryptocurrency is issued by Ujjivan Small Finance Bank.
Currency conversion is not available; all services are INR-centric.
Not applicable as foreign exchange or currency conversion is not supported.
Not applicable.
Stablecoins are not supported.
No exotic or foreign currency support; services are restricted to Indian Rupees.
The service is available only domestically, so national currency usage applies.
NEFT, RTGS, IMPS, UPI, Bill payments, and in-bank transfers are offered.
Yes, users can transfer funds internally within Ujjivan SFB accounts.
Transfers to debit cards are offered via standard inter-bank transfer options.
Yes, Ujjivan SFB supports domestic transfers to savings, current, and other Indian bank accounts.
Bill payment for utilities, phone, and DTH is available through online banking and mobile app platforms.
Recurring payments for bills and EMIs can be set up via standing instructions.
Automatic transfers (standing instructions and scheduled payments) are supported.
Customers can schedule payments for future dates using online banking and the mobile app.
Group payment/splitting features are generally not standard and are less common in Indian bank apps.
Payment link creation is not typical in bank services; third-party merchant features may be supported via UPI.
Minimum transactions vary by service; NEFT/IMPS often have a ₹1 minimum.
Maximum daily and transaction limits set by RBI and internal risk policy; IMPS typically allows up to ₹2 lakh per transaction.
Daily limits are set per transfer method, subject to RBI rules and account verification stage.
Monthly and annual limits vary by account type, regulatory norms, and verification status.
Limits can be increased by submitting additional documents, upgrading account status, or requesting branch assistance.
Yes, verified users can access higher transaction limits compared to non-verified users.
New accounts may have lower initial limits pending full verification.
Not applicable as service is only available in India.
Banks may temporarily restrict transactions for compliance, suspicious activity, or at user request.
Maximum daily transaction count may be set by RBI or internal policy to manage risk.
Funding minimums depend on method; cash deposits are typically allowed from ₹1.
Funding can be done via cash deposit, NEFT, IMPS, UPI, cheque, and electronic transfers.
Most funding methods are free; some electronic transfers may include nominal service charges.
Minimum deposit is typically ₹1 for electronic transfers and cash deposits.
Instant or same-day credit for electronic methods; up to 2–3 business days for cheques.
Withdrawals can be made at ATMs, branch counters, or by electronic transfer.
ATM use may incur nominal charges beyond free transactions; branch withdrawals are usually free.
ATM and cash withdrawals are instant; NEFT may take up to 2 hours, IMPS and UPI are instant.
Limits depend on account type and verification; ATM day limit varies (often up to ₹25,000–₹50,000).
Debit card funding to account is instant or near-instant.
NEFT takes up to a few hours; RTGS is real-time during service hours.
Cryptocurrency transfers are unsupported.
Internal transfers and UPI/IMPS are instant.
Electronic funding via UPI/IMPS is available 24/7; NEFT may be delayed if processed on a non-working day.
Some banking services may be slower during holidays; instant payment systems (IMPS, UPI) are typically unaffected.
Expedited credit is generally not offered as electronic channels provide instant or same-day credit.
Funding speed depends on payment method, bank working hours, network traffic, and compliance checks.
Banks provide SMS/email alerts for successful deposits, pending, and failed transactions.
Contact customer support, check transaction status, and visit the branch if necessary for escalation.
Withdrawals are processed instantly via ATM or immediately via electronic transfers; branch requests clear same-day.
ATM withdrawals are instant; other card-related withdrawals clear per network protocols.
IMPS and UPI transfers are instant; NEFT is settled in batches, usually within a few hours.
Cryptocurrency withdrawals are not possible as the bank does not support crypto operations.
IMPS and UPI withdrawals work 24/7; NEFT/RTGS may be delayed on non-banking days.
Electronic payment channels remain functional; traditional bank processing may slow down on holidays.
No separate acceleration fee; electronic withdrawals are already instant or same-day.
Withdrawal speed depends on the chosen method, regulatory checks, and banking schedule.
SMS and email notifications are sent for withdrawals, including pending, successful, or failed transactions.
Most electronic withdrawals are irrevocable; manual cancellation may be possible for delayed or pending cheque transactions.
Account opening can be done online, via mobile app, or by visiting a Ujjivan SFB branch with ID documents.
Name, address, phone number, email, PAN card, Aadhaar card, and proof of residency are required.
Registration is possible without email; phone and document identification suffice.
Phone number verification by OTP is required for digital and app-based enrollment.
Minimum age for account opening is typically 18 years.
Business and corporate accounts can be opened with company documents, board resolution, and authorized signatory ID.
True, accurate personal details and documentation are mandatory for regulatory compliance.
Only Indian residents or entities can register for Ujjivan SFB accounts.
Activation is usually completed within 1–2 business days upon verification of documents, or instantly in some cases.
Basic KYC, full KYC, and enhanced verification for higher-value services and limits.
Aadhaar, PAN card, address proof, and a recent photograph.
Yes, additional documents like income proof or company papers for advanced accounts.
Digital copies or scanned documents are accepted for preliminary verification; originals may be needed for final approval.
Verification lasts from instant (digital KYC) to 2–3 working days for manual review.
Basic services may be offered pre-verification; full access needs successful KYC completion.
Lower account limits, limited transaction capabilities, and no access to advanced products.
Address verification is needed via document submission or Aadhaar linkage.
A selfie/live photo with ID may be requested for digital onboarding and KYC confirmation.
Document refresh is required periodically or if major details change; frequency is set by bank and RBI norms.
Advanced encryption like SSL/TLS, AES, and secure API protocols protect user data and transactions.
2FA is supported via OTP, biometrics, and authentication codes for sensitive actions.
Transaction and login confirmations are sent via SMS for added security.
Biometric login (fingerprint, face ID) is available for mobile apps with device compatibility.
Blockchain is not used in service delivery for Ujjivan SFB at present.
Multi-layered security with firewalls, encryption, biometrics, and risk-monitoring systems is utilized.
Data is securely stored, encrypted, and handled as per RBI, IT Act, and privacy law guidelines.
Not applicable, as the bank does not support crypto assets.
DDoS protection and risk mitigation strategies are employed through advanced infrastructure and providers.
Scheduled audits and compliance checks are carried out by internal and third-party auditors.
Banks use multifactor authentication, anti-phishing alerts, URL protection, and customer education.
Advanced monitoring systems track and flag suspicious transactions to prevent fraud.
AML measures include transaction monitoring, alerts, reporting obligations, and extensive customer verification.
Suspected accounts are blocked and investigated per legal and regulatory requirements.
Contact support, block account temporarily, submit a formal report, and cooperate with authorities for resolution.
Report via phone, email, or directly at the branch; online forms may be available for quick submissions.
Reimbursement may be available subject to investigation, service terms, and regulatory guidelines.
Customers can dispute transactions, request investigation, and access regulatory complaint mechanisms.
Contact customer support, provide necessary documentation, and follow the formal dispute resolution process.
Most banks maintain insurance and risk coverage for cyber incidents as part of their operational resilience policy.
NEFT, RTGS, and IMPS fee structures apply, generally as per RBI guidelines; some transfers are free.
Fees apply for certain deposit methods; cash funding at branches is usually free.
ATM transaction fees may apply after a set of free monthly uses; branch withdrawals are usually free.
Not applicable, as only INR transactions are supported.
Inactivity fees are not typically charged; account maintenance fees may apply for dormant accounts.
Maintenance fees apply to select account types, especially if minimum balance is not maintained.
Fees do not usually apply for cancellation, except for cheques already processed or scheduled future payments.
Expedited electronic operations are not separately charged, as instant transfers are the standard.
Fee structures are disclosed in tariff schedules, ensuring transparency per regulatory requirements.
Fees are calculated proportionally or capped as per RBI and internal tariff policy.
Differing account types (regular, salary, business) come with distinct tariff structures and benefits.
VIP clients receive dedicated relationship management, high transaction limits, and priority service.
Apply for premium accounts or VIP plans, subject to eligibility checks and relationship manager approval.
A set number of free ATM and electronic transactions is included monthly, as per account type.
Loyalty and activity-based offers may grant fee waivers or bonus services.
Business solutions include tailored tariffs, bulk transaction pricing, and enhanced banking features.
Individual negotiation of fees and services is possible for premium or corporate clients.
Occasional promotional offers or codes provide discounts or fee waivers during campaigns.
Cashback offers exist for select debit card transactions and partnerships.
High-volume business clients can access discounted rates or waived charges.
Yes, Ujjivan SFB has an official mobile banking application.
Available for Android and iOS devices.
Account summary, fund transfer, bill payment, transaction alerts, branch locator, card management, service requests.
Mobile app offers streamlined features; full options are accessible via website online banking.
Yes, fingerprint and face authentication are supported where compatible.
Offline functionality is limited; online access is required for most operations.
Yes, push notifications provide transaction alerts and account updates.
The app’s latest versions generally support dark theme or night mode options.
Updates are released regularly, typically every few months for security and feature improvements.
Beta versions may periodically be offered for select users via app stores or special programs.
The web interface is designed for usability, accessibility, and efficient navigation.
Web banking is optimized for mobile devices with responsive layouts.
English and Hindi are standard; many services support regional Indian languages.
Dark or night mode is not broadly available on the website; may be released in future updates.
Hotkeys are rarely supported; navigation is primarily through menus and click-based interface.
Download and export features for statements and transaction records in standard formats (PDF, Excel) are supported.
APIs are available primarily for business clients and partners for integration purposes.
Integration with fintech, accounting, and payment platforms is feasible through approved APIs and partner services.
Web interface enhancements are released periodically, typically quarterly or with regulatory updates.
Virtual debit cards may be available for specific account types and online transactions.
Disposable or temporary cards are not standard; card blocking and re-issuance is supported.
Multi-currency accounts are not currently supported.
Fixed deposits, recurring deposits, and insurance products are available.
Yes, interest is paid on savings, FD, and RD balances as per applicable rates.
Personal, business, home, and vehicle loans, plus overdraft facilities.
Peer-to-peer trading is not supported as part of Ujjivan SFB’s offering.
Cryptocurrency trading is not supported by regulated Indian banks.
Merchant acquiring and POS payment processing are offered for business clients.
Business accounts support bulk payments, payroll, and vendor payouts.
Loyalty programs and special offers may be extended for card usage and active customers.
Points are accrued via eligible debit card transactions, spends, or promotional participation.
Referral bonuses are provided for bringing in new customers, subject to campaign availability.
VIP clients benefit from personal banking, higher limits, faster service, and exclusive offers.
Seasonal promotions are run for festivals, new launches, and tie-ups.
Premium status is available for high-net-worth and qualifying clients.
Discounts at partnered merchants and service providers are promoted through banking campaigns.
Business and corporate clients can participate in tailored loyalty and reward programs.
Transactions with online gambling sites are typically blocked or restricted per Indian banking norms.
Indian banks largely restrict or block gambling-related transactions due to regulatory guidelines.
Accounts may be suspended or flagged if unauthorized gambling activity is detected.
The bank follows regulatory guidelines which discourage and restrict payments for gambling purposes.
Special terms may include blocking, transaction flagging, or compliance reporting for gambling transactions.
Gambling activity is monitored for compliance and anti-money laundering purposes.
Transactions are recorded and reported as per legal requirements; concealment is not permitted.
Most banks do not provide specific alerts for gambling expenses, but transaction notifications are sent.
Gambling-related payments may be declined or blocked; additional fees are not typically applied.
Specific gambling transaction limits are not usually offered; general transaction controls apply.
Self-exclusion for gambling is not standard; transaction or account blocks may be requested.
Payment blocking to gambling merchants is enforced per regulatory and compliance policy.
Dedicated spending control tools for gambling are not common; overall expense tracking features are offered.
Limit alerts are provided for general transaction thresholds, not specifically for gambling.
Yes, the bank can block casino and gambling payments per Indian financial regulations.
Gambling-specific analytics are not offered, but general spending summaries are available.
Cooling-off for gambling is not standard in Indian banking; users may request temporary account blocks.
Banks normally direct individuals to external support services or helplines.
Partnership with gambling addiction organizations is not a standard practice for banks.
Custom notifications can be configured for transaction types and amounts; specific gambling alerts are not standard.
Acceptance of Indian banking services for online casinos is rare; usage is restricted by Indian law.
No exclusive partnerships with casino merchants due to regulatory restrictions.
Terms reflect broader regulatory policies, not casino-specific arrangements.
Special bonuses for casino payments are not offered by regulated banks.
Generally, bank transactions to and from casinos are not permitted or restricted.
Usage is restricted by Indian law, with regional blockages for gambling sites.
Casino operators rarely process Indian banking transactions due to national regulatory barriers.
Not applicable, as casino payments are not typically supported or processed.
Not applicable since Indian banks seldom support casino transactions.
Indian banking platforms generally do not integrate with casino payment solutions due to regulatory restrictions.